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Postalvings Bank Of China CoPSTVY 66 FCF Yield % is 74.52 as of Jul. 21, 2026, which is 11% below its 10-year median of 84.05. GuruFocus rates PSTVY with a GF Score™ of 66/100 and a GF Value™ of $12.70 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Postalvings Bank Of China Co ranks better than 90.21% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Postalvings Bank Of China Co FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Postalvings Bank Of China Co FCF Yield % Related Terms
Postalvings Bank Of China Co FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (PSTVY) has a FCF Yield % of 74.52 as of Jul. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Postalvings Bank Of China Co and its competitors. This is 11% below median its historical median of 84.05. According to the industry distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies in the Banks industry, placing it in the top 9.8%.
Is Postalvings Bank Of China Co's FCF Yield % too high?
Postalvings Bank Of China Co's current FCF Yield % of 74.52 is 11% below median its 10-year median of 84.05. The Banks industry median FCF Yield % is 8.14. Postalvings Bank Of China Co's value of 74.52 is 815.5% above this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #147 out of 1502 companies for FCF Yield %. This places Postalvings Bank Of China Co in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Postalvings Bank Of China Co's value of 74.52 is 815.5% above this benchmark. While the company's 10-year median is 84.05 vs. the industry median of 8.14, Postalvings Bank Of China Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current FCF Yield % of 74.52 is 815.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current FCF Yield % is 74.52, which is 11% below median its own 10-year median of 84.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (PSTVY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $12.45 — trading 2% below its estimated fair value. The current FCF Yield % is 74.52, which is 11% below median its 10-year median of 84.05 and 815.5% above the Banks industry median of 8.14. Postalvings Bank Of China Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSTVY), the current FCF Yield % is 74.52 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (PSTVY) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued.
The current stock price of $12.45 is trading 2% below its estimated GF Value™ of $12.70.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for PSTVY:
FCF Yield %: 74.52 (11% below median its 10-year median of 84.05)
GF Value™: $12.70 vs. price of $12.45 (2% below fair value)
Industry Position: 815.5% above the Banks median (#147 of 1502)
No single metric tells the full story. See the PSTVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
66GF Score
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