PSTVY (Postalvings Bank Of China Co) Enterprise Value: $-190,732 Mil (As of Jul. 21, 2026) ***

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PSTVY Postal Savings Bank Of China Co Ltd PSTVY
66 GF Score
Price $12.45
GF Value $12.70
Valuation Fairly Valued
! 4 Warning Signs
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What is Postalvings Bank Of China Co Enterprise Value?

Postalvings Bank Of China Co PSTVY 66 Enterprise Value is $-190,732 Mil as of Jul. 21, 2026. GuruFocus rates PSTVY with a GF Score™ of 66/100 and a GF Value™ of $12.70 (Fairly Valued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Postalvings Bank Of China Co's Enterprise Value is $-190,732 Mil. Postalvings Bank Of China Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $49,474 Mil. Therefore, Postalvings Bank Of China Co's EV-to-Revenue ratio for today is -3.86.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Postalvings Bank Of China Co's Enterprise Value is $-190,732 Mil. Postalvings Bank Of China Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $57,640 Mil. Therefore, Postalvings Bank Of China Co's EV-to-OCF ratio for today is -3.31.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Postalvings Bank Of China Co's Enterprise Value is $-190,732 Mil. Postalvings Bank Of China Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $55,712 Mil. Therefore, Postalvings Bank Of China Co's EV-to-FCF ratio for today is -3.42.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Postalvings Bank Of China Co  (OTCPK:PSTVY) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Postalvings Bank Of China Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-190731.802/49473.888
=-3.86

Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil.
Postalvings Bank Of China Co's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $49,474 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Postalvings Bank Of China Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-190731.802/57639.838
=-3.31

Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil.
Postalvings Bank Of China Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $57,640 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Postalvings Bank Of China Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-190731.802/55712.3
=-3.42

Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil.
Postalvings Bank Of China Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $55,712 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Postalvings Bank Of China Co Enterprise Value Related Terms


Postalvings Bank Of China Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co Enterprise Value Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -157,739.12 -175,464.20 -172,332.44 -174,864.67 -185,798.31

Postalvings Bank Of China Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -174,864.67 -187,612.55 -224,219.63 -151,322.47 -185,798.31

Postalvings Bank Of China Co Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's Enterprise Value falls into.


PSTVY
66GF Score
Postal Savings Bank Of China Co Ltd PSTVY
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Postalvings Bank Of China Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Postalvings Bank Of China Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Postalvings Bank Of China Co's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $-190,732 Mil mean?
Postalvings Bank Of China Co (PSTVY) has a Enterprise Value of $-190,732 Mil as of Jul. 21, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's Enterprise Value too high?
Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil. Overall, Postalvings Bank Of China Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Enterprise Value compare to competitors?
Postalvings Bank Of China Co's Enterprise Value of $-190,732 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (PSTVY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $12.45 — trading 2% below its estimated fair value. The current Enterprise Value is $-190,732 Mil. Postalvings Bank Of China Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSTVY), the current Enterprise Value is $-190,732 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSTVY) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued. The current stock price of $12.45 is trading 2% below its estimated GF Value™ of $12.70. GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.

Key valuation signals for PSTVY:

  • Enterprise Value: $-190,732 Mil
  • GF Value™: $12.70 vs. price of $12.45 (2% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the PSTVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
66GF Score

Get the complete analysis for PSTVY

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.45
Price
$12.70
GF Value