UNIF (U&I Financial) Forward Dividend Yield %: 0.00% (As of Jun. 24, 2026)


UNIF U&I Financial Corp UNIF
55 GF Score
Price $4.05
GF Value $3.24
Valuation Modestly Overvalued
! 3 Warning Signs
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What is U&I Financial Forward Dividend Yield %?

U&I Financial UNIF 55 Forward Dividend Yield % is 0.00% as of Jun. 24, 2026. GuruFocus rates UNIF with a GF Score™ of 55/100 and a GF Value™ of $3.24 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,243 Banks companies, U&I Financial ranks worse than 80450.44% on this metric.

As of today (2026-06-24), the Forward Annual Dividend Yield of U&I Financial is 0.00%.

As of today (2026-06-24), the Trailing Annual Dividend Yield of U&I Financial is 0.00%.

UNIF's Forward Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 3.15
* Ranked among companies with meaningful Forward Dividend Yield % only.

U&I Financial's Dividends per Share for the three months ended in Mar. 2026 was $0.00.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

U&I Financial  (OTCPK:UNIF) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.

U&I Financial Forward Dividend Yield % Related Terms

UNIF vs SNNF, CNAF, BCCB: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, U&I Financial's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

U&I Financial Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, U&I Financial's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where U&I Financial's Forward Dividend Yield % falls into.


UNIF
55GF Score
U&I Financial Corp UNIF
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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U&I Financial Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

What does a Forward Dividend Yield % of 0.00% mean?
U&I Financial (UNIF) has a Forward Dividend Yield % of 0.00% as of Jun. 24, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on U&I Financial and its competitors. According to the industry distribution chart, U&I Financial ranks #999999 out of 1243 companies in the Banks industry.
Is U&I Financial's Forward Dividend Yield % too high?
U&I Financial's current Forward Dividend Yield % is 0.00%. Based on the distribution chart, U&I Financial ranks #999999 out of 1243 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, U&I Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U&I Financial's Forward Dividend Yield % compare to SNNF and CNAF?
According to the Banks industry distribution chart, U&I Financial ranks #999999 out of 1243 companies for Forward Dividend Yield %. This places U&I Financial in the lower half of its industry. The industry median Forward Dividend Yield % is 3.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.15, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on U&I Financial and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U&I Financial's current Forward Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U&I Financial stock overvalued right now?
Based on GuruFocus' analysis, U&I Financial (UNIF) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.24, compared to a current price of $4.05 — trading 25% above its estimated fair value. The current Forward Dividend Yield % is 0.00%. U&I Financial's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For U&I Financial (UNIF), the current Forward Dividend Yield % is 0.00% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U&I Financial (UNIF) Overvalued in 2026?

Based on GuruFocus' analysis, U&I Financial stock appears to be overvalued. The current stock price of $4.05 is trading 25% above its estimated GF Value™ of $3.24. GuruFocus considers U&I Financial to be Modestly Overvalued.

Key valuation signals for UNIF:

  • Forward Dividend Yield %: 0.00%
  • GF Value™: $3.24 vs. price of $4.05 (25% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the UNIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

U&I Financial Business Description

Address 19315 Highway 99, Lynnwood, WA, USA, 98036
U&I Financial Corp is a bank holding company based in the United States. The company, through its subsidiary, offers services of a community bank. The company offers commercial loans, including real estate and business term, construction, equipment and business lines of credit. The company also provides checking, savings, and money market accounts. and certificates of deposits/installment savings products.
55GF Score

Get the complete analysis for UNIF

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.05
Price
$3.24
GF Value