UNIF (U&I Financial) SpecialCharges: $0.00 Mil (TTM As of Mar. 2026)


UNIF U&I Financial Corp UNIF
55 GF Score
Price $4.09
GF Value $3.22
Valuation Modestly Overvalued
! 3 Warning Signs
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What is U&I Financial SpecialCharges?

U&I Financial UNIF 55 SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus rates UNIF with a GF Score™ of 55/100 and a GF Value™ of $3.22 (Modestly Overvalued). The stock has 3 warning signs investors should review.

U&I Financial's special charges for the three months ended in Mar. 2026 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.

U&I Financial SpecialCharges Historical Data

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The historical data trend for U&I Financial's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U&I Financial SpecialCharges Chart

U&I Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
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U&I Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
UNIF
55GF Score
U&I Financial Corp UNIF
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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U&I Financial SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
U&I Financial (UNIF) has a SpecialCharges of $0.00 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on U&I Financial and its competitors.
Is U&I Financial's SpecialCharges too high?
U&I Financial's current SpecialCharges is $0.00 Mil. Overall, U&I Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U&I Financial's SpecialCharges compare to CNAF and MCHT?
U&I Financial's SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on U&I Financial and its competitors. U&I Financial's current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U&I Financial stock overvalued right now?
Based on GuruFocus' analysis, U&I Financial (UNIF) is currently considered Modestly Overvalued. The stock's GF Value™ is $3.22, compared to a current price of $4.09 — trading 27% above its estimated fair value. The current SpecialCharges is $0.00 Mil. U&I Financial's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For U&I Financial (UNIF), the current SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U&I Financial (UNIF) Overvalued in 2026?

Based on GuruFocus' analysis, U&I Financial stock appears to be overvalued. The current stock price of $4.09 is trading 27% above its estimated GF Value™ of $3.22. GuruFocus considers U&I Financial to be Modestly Overvalued.

Key valuation signals for UNIF:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $3.22 vs. price of $4.09 (27% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the UNIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

U&I Financial Business Description

Address 19315 Highway 99, Lynnwood, WA, USA, 98036
U&I Financial Corp is a bank holding company based in the United States. The company, through its subsidiary, offers services of a community bank. The company offers commercial loans, including real estate and business term, construction, equipment and business lines of credit. The company also provides checking, savings, and money market accounts. and certificates of deposits/installment savings products.
55GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.09
Price
$3.22
GF Value