Yiren DigitalYRD -1.35%56 Forward Dividend Yield % is 0.00% as of Jun. 29, 2026. GuruFocus rates YRD with a GF Score™ of 56/100 and a GF Value™ of $5.67 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 207 Credit Services companies, Yiren Digital ranks worse than 483091.3% on this metric.
As of today (2026-06-29), the Forward Annual Dividend Yield of Yiren Digital is 0.00%.
As of today (2026-06-29), the Trailing Annual Dividend Yield of Yiren Digital is 20.09%.
YRD's Forward Dividend Yield % is not ranked *
in the Credit Services industry.
Industry Median: 4.17 * Ranked among companies with meaningful Forward Dividend Yield % only.
During the past 12 months, Yiren Digital's average Dividends Per Share Growth Rate was 123.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Yiren Digital (NYSE:YRD) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Yiren Digital Forward Dividend Yield % Related Terms
YRD vs SUIG, ANTA, VRM: Forward Dividend Yield % Comparison
For the Credit Services subindustry, Yiren Digital's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yiren Digital Forward Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yiren Digital's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Yiren Digital's Forward Dividend Yield % falls into.
Yiren Digital Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Yiren Digital Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.220000
2025-09-30
2025-09-30
2025-10-15
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Yiren Digital's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.22
/
1.095
=
20.09 %
Current Share Price is $1.095. Yiren Digital's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.22.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 0.00% mean?
Yiren Digital (YRD) has a Forward Dividend Yield % of 0.00% as of Jun. 29, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Yiren Digital and its competitors. According to the industry distribution chart, Yiren Digital ranks #999999 out of 207 companies in the Credit Services industry.
Is Yiren Digital's Forward Dividend Yield % too high?
Yiren Digital's current Forward Dividend Yield % is 0.00%. Based on the distribution chart, Yiren Digital ranks #999999 out of 207 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Yiren Digital has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yiren Digital's Forward Dividend Yield % compare to SUIG and ANTA?
According to the Credit Services industry distribution chart, Yiren Digital ranks #999999 out of 207 companies for Forward Dividend Yield %. This places Yiren Digital in the lower half of its industry. The industry median Forward Dividend Yield % is 4.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Credit Services company?
The median Forward Dividend Yield % among Credit Services companies is 4.17, based on 207 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Yiren Digital and its competitors. For the Credit Services industry, the median Forward Dividend Yield % is 4.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yiren Digital's current Forward Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yiren Digital stock overvalued right now?
Based on GuruFocus' analysis, Yiren Digital (YRD) is currently considered Possible Value Trap. The stock's GF Value™ is $5.67, compared to a current price of $1.10 — trading 80.7% below its estimated fair value. The current Forward Dividend Yield % is 0.00%. Yiren Digital's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Yiren Digital (YRD), the current Forward Dividend Yield % is 0.00% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yiren Digital (YRD) Overvalued in 2026?
Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued.
The current stock price of $1.10 is trading 80.7% below its estimated GF Value™ of $5.67.
GuruFocus considers Yiren Digital to be Possible Value Trap.
Key valuation signals for YRD:
Forward Dividend Yield %: 0.00%
GF Value™: $5.67 vs. price of $1.10 (80.7% below fair value)
No single metric tells the full story. See the YRD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
56GF Score
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