Istarska Kreditna Banka Umag d.dZAG:IKBA 10 Forward Dividend Yield % is 3.12% as of Jul. 04, 2026. GuruFocus rates ZAG:IKBA with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,248 Banks companies, Istarska Kreditna Banka Umag d.d ranks worse than 50.32% on this metric.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
For the Banks - Regional subindustry, Istarska Kreditna Banka Umag d.d's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Istarska Kreditna Banka Umag d.d Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Istarska Kreditna Banka Umag d.d's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Istarska Kreditna Banka Umag d.d's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Istarska Kreditna Banka Umag d.d Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 17.000000
2026-04-02
2026-04-07
2026-04-23
Cash Dividend
annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 3.12% mean?
Istarska Kreditna Banka Umag d.d (ZAG:IKBA) has a Forward Dividend Yield % of 3.12% as of Jul. 04, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Istarska Kreditna Banka Umag d.d and its competitors. According to the industry distribution chart, Istarska Kreditna Banka Umag d.d ranks #628 out of 1248 companies in the Banks industry, placing it in the top 50.3%.
Is Istarska Kreditna Banka Umag d.d's Forward Dividend Yield % too high?
Istarska Kreditna Banka Umag d.d's current Forward Dividend Yield % is 3.12%. The Banks industry median Forward Dividend Yield % is 3.13. Istarska Kreditna Banka Umag d.d's value of 3.12% is 0.3% below this industry median. Based on the distribution chart, Istarska Kreditna Banka Umag d.d ranks #628 out of 1248 companies in the Banks industry, which is below the industry midpoint. Overall, Istarska Kreditna Banka Umag d.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Istarska Kreditna Banka Umag d.d's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Istarska Kreditna Banka Umag d.d ranks #628 out of 1248 companies for Forward Dividend Yield %. This places Istarska Kreditna Banka Umag d.d in the lower half of its industry. The industry median Forward Dividend Yield % is 3.13. Istarska Kreditna Banka Umag d.d's value of 3.12% is 0.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.13, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Istarska Kreditna Banka Umag d.d's current Forward Dividend Yield % of 3.12% is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Istarska Kreditna Banka Umag d.d and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Istarska Kreditna Banka Umag d.d's current Forward Dividend Yield % is 3.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Istarska Kreditna Banka Umag d.d stock overvalued right now?
Istarska Kreditna Banka Umag d.d (ZAG:IKBA) has a current Forward Dividend Yield % of 3.12%. The current Forward Dividend Yield % is 3.12% and 0.3% below the Banks industry median of 3.13. Istarska Kreditna Banka Umag d.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Istarska Kreditna Banka Umag d.d (ZAG:IKBA), the current Forward Dividend Yield % is 3.12% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Istarska Kreditna Banka Umag d.d Business Description
Istarska Kreditna Banka Umag d.d is engaged in banking business. The bank offers services such as mobile banking, and internet banking. housing loans, treasury operations, trust management, and investment banking services, current and term deposit accounts among others. Its operating segments are Retail banking and Corporate banking. Retail banking includes private customer transaction accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Corporate banking consists of direct debit facilities, transaction accounts, deposits, overdrafts, loans, and other credit facilities, foreign currency, and derivative products. The company generates a majority of its revenue from the Corporate banking segment.
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