Istarska Kreditna Banka Umag d.d (ZAG:IKBA) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZAG:IKBA Istarska Kreditna Banka Umag d.d ZAG:IKBA
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Price €545.00
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What is Istarska Kreditna Banka Umag d.d Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Istarska Kreditna Banka Umag d.d's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

Istarska Kreditna Banka Umag d.d Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Istarska Kreditna Banka Umag d.d's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Istarska Kreditna Banka Umag d.d Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Istarska Kreditna Banka Umag d.d's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Istarska Kreditna Banka Umag d.d's Margin of Safety % (DCF FCF Based) falls into.


ZAG:IKBA
10GF Score
Istarska Kreditna Banka Umag d.d ZAG:IKBA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Istarska Kreditna Banka Umag d.d Business Description

Address Ernest Milosa 1, Umag, HRV, 52470
Istarska Kreditna Banka Umag d.d is engaged in banking business. The bank offers services such as mobile banking, and internet banking. housing loans, treasury operations, trust management, and investment banking services, current and term deposit accounts among others. Its operating segments are Retail banking and Corporate banking. Retail banking includes private customer transaction accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Corporate banking consists of direct debit facilities, transaction accounts, deposits, overdrafts, loans, and other credit facilities, foreign currency, and derivative products. The company generates a majority of its revenue from the Corporate banking segment.
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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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