Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Istarska Kreditna Banka Umag d.d's selling, general, & admin. expense for the
six
months ended in . 20 was €0.00 Mil.
Istarska Kreditna Banka Umag d.d does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in . 20.
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Istarska Kreditna Banka Umag d.d Selling, General, & Admin. Expense Related Terms
Istarska Kreditna Banka Umag d.d Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Istarska Kreditna Banka Umag d.d Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense falls into.
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
What does a Selling, General, & Admin. Expense of € Mil mean?
Istarska Kreditna Banka Umag d.d (ZAG:IKBA) has a Selling, General, & Admin. Expense of € Mil as of . 20. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Istarska Kreditna Banka Umag d.d and its competitors.
Is Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense too high?
Istarska Kreditna Banka Umag d.d's current Selling, General, & Admin. Expense is € Mil. Overall, Istarska Kreditna Banka Umag d.d has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense compare to competitors?
Istarska Kreditna Banka Umag d.d's Selling, General, & Admin. Expense of € Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Istarska Kreditna Banka Umag d.d and its competitors. Istarska Kreditna Banka Umag d.d's current Selling, General, & Admin. Expense is € Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Istarska Kreditna Banka Umag d.d stock overvalued right now?
Istarska Kreditna Banka Umag d.d (ZAG:IKBA) has a current Selling, General, & Admin. Expense of € Mil. The current Selling, General, & Admin. Expense is € Mil. Istarska Kreditna Banka Umag d.d's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Istarska Kreditna Banka Umag d.d (ZAG:IKBA), the current Selling, General, & Admin. Expense is € Mil as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Istarska Kreditna Banka Umag d.d is engaged in banking business. The bank offers services such as mobile banking, and internet banking. housing loans, treasury operations, trust management, and investment banking services, current and term deposit accounts among others. Its operating segments are Retail banking and Corporate banking. Retail banking includes private customer transaction accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Corporate banking consists of direct debit facilities, transaction accounts, deposits, overdrafts, loans, and other credit facilities, foreign currency, and derivative products. The company generates a majority of its revenue from the Corporate banking segment.
6GF Score
Get the complete analysis for ZAG:IKBA
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZAG:IKBA has been successfully added to your 
