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Cincinnati Financial (BSP:CINF34) Shiller PE Ratio : 16.82 (As of Jul. 24, 2025)


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What is Cincinnati Financial Shiller PE Ratio?

As of today (2025-07-24), Cincinnati Financial's current share price is R$414.54. Cincinnati Financial's E10 for the quarter that ended in Mar. 2025 was R$24.64. Cincinnati Financial's Shiller PE Ratio for today is 16.82.

The historical rank and industry rank for Cincinnati Financial's Shiller PE Ratio or its related term are showing as below:

BSP:CINF34' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.66   Med: 19.88   Max: 29.35
Current: 17.19

During the past years, Cincinnati Financial's highest Shiller PE Ratio was 29.35. The lowest was 13.66. And the median was 19.88.

BSP:CINF34's Shiller PE Ratio is ranked worse than
58.54% of 357 companies
in the Insurance industry
Industry Median: 14.67 vs BSP:CINF34: 17.19

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Cincinnati Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was R$-1.641. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is R$24.64 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cincinnati Financial Shiller PE Ratio Historical Data

The historical data trend for Cincinnati Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cincinnati Financial Shiller PE Ratio Chart

Cincinnati Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.42 16.77 15.53 13.66 16.28

Cincinnati Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.30 14.24 15.65 16.28 16.82

Competitive Comparison of Cincinnati Financial's Shiller PE Ratio

For the Insurance - Property & Casualty subindustry, Cincinnati Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cincinnati Financial's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Cincinnati Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Cincinnati Financial's Shiller PE Ratio falls into.


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Cincinnati Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Cincinnati Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=414.54/24.64
=16.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, Cincinnati Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-1.641/134.9266*134.9266
=-1.641

Current CPI (Mar. 2025) = 134.9266.

Cincinnati Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201506 1.649 100.684 2.210
201509 2.049 100.392 2.754
201512 1.824 99.792 2.466
201603 2.089 100.470 2.805
201606 1.267 101.688 1.681
201609 1.757 101.861 2.327
201612 1.006 101.863 1.333
201703 1.892 102.862 2.482
201706 0.989 103.349 1.291
201709 0.955 104.136 1.237
201712 6.392 104.011 8.292
201803 -0.312 105.290 -0.400
201806 2.489 106.317 3.159
201809 6.944 106.507 8.797
201812 -5.398 105.998 -6.871
201903 8.104 107.251 10.195
201906 4.993 108.070 6.234
201909 3.069 108.329 3.823
201912 7.778 108.420 9.680
202003 -18.470 108.902 -22.884
202006 14.605 108.767 18.118
202009 8.073 109.815 9.919
202012 16.643 109.897 20.434
202103 10.763 111.754 12.995
202106 10.836 114.631 12.754
202109 2.481 115.734 2.892
202112 25.560 117.630 29.319
202203 -4.130 121.301 -4.594
202206 -12.922 125.017 -13.946
202209 -6.895 125.227 -7.429
202212 16.785 125.222 18.086
202303 3.698 127.348 3.918
202306 8.203 128.729 8.598
202309 -1.556 129.860 -1.617
202312 18.374 129.419 19.156
202403 11.902 131.776 12.187
202406 5.332 132.554 5.427
202409 14.398 133.029 14.603
202412 7.809 133.157 7.913
202503 -1.641 134.927 -1.641

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Cincinnati Financial  (BSP:CINF34) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Cincinnati Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Cincinnati Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Cincinnati Financial Business Description

Traded in Other Exchanges
Address
6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, and Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.

Cincinnati Financial Headlines

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