EMYB (Embassy Bancorp) Accounts Payable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EMYB Embassy Bancorp Inc EMYB
59 GF Score
Price $22.10
GF Value $19.84
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Embassy Bancorp Accounts Payable?

Accounts Payable does not apply to banks and insurance companies.

EMYB
59GF Score
Embassy Bancorp Inc EMYB
Accounts Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Embassy Bancorp (EMYB) Overvalued in 2026?

Based on GuruFocus' analysis, Embassy Bancorp stock appears to be overvalued. The current stock price of $22.10 is trading 11.4% above its estimated GF Value™ of $19.84. GuruFocus considers Embassy Bancorp to be Modestly Overvalued.

Key valuation signals for EMYB:

  • Accounts Payable:
  • GF Value™: $19.84 vs. price of $22.10 (11.4% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the EMYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Embassy Bancorp Business Description

Address One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017
Embassy Bancorp Inc. is the holding company for Embassy Bank for the Lehigh Valley, a community bank headquartered in Bethlehem, Pennsylvania. It serves individuals, businesses, and government entities primarily in the Lehigh Valley and surrounding eastern Pennsylvania markets through a network of branch offices. The bank offers traditional deposit products, including savings, demand, and time deposits, along with commercial loans, consumer loans, residential mortgages, and home equity lines of credit. It also provides cash management, wire transfers, night depository, escrow management, and other customary banking services. Revenue is generated mainly from net interest income on loans and securities, supplemented by fees on deposit accounts and other financial services. The company operates as an independent community bank, emphasizing local decision-making and relationship banking rather than a broad national footprint.
59GF Score

Get the complete analysis for EMYB

Accounts Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.10
Price
$19.84
GF Value