EMYB (Embassy Bancorp) Tax Rate %: 18.33% (As of Mar. 2026)

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EMYB Embassy Bancorp Inc EMYB
58 GF Score
Price $22.55
GF Value $18.40
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Embassy Bancorp Tax Rate %?

Embassy Bancorp EMYB 58 Tax Rate % is 18.33% as of Mar. 2026. GuruFocus rates EMYB with a GF Score™ of 58/100 and a GF Value™ of $18.40 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Embassy Bancorp's Tax Expense for the three months ended in Mar. 2026 was $0.84 Mil. Embassy Bancorp's Pre-Tax Income for the three months ended in Mar. 2026 was $4.58 Mil. Therefore, Embassy Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 was 18.33%.

Embassy Bancorp Tax Rate % Related Terms

Embassy Bancorp Tax Rate % Historical Data

* Premium members only.

The historical data trend for Embassy Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Embassy Bancorp Tax Rate % Chart

Embassy Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.50 19.51 18.11 16.54 17.47

Embassy Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.70 16.74 17.62 17.81 18.33
EMYB
58GF Score
Embassy Bancorp Inc EMYB
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Embassy Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Embassy Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=2.899/16.596
=17.47 %

Embassy Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.839/4.578
=18.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 18.33% mean?
Embassy Bancorp (EMYB) has a Tax Rate % of 18.33% as of Mar. 2026.
Is Embassy Bancorp's Tax Rate % too high?
Embassy Bancorp's current Tax Rate % is 18.33%. Overall, Embassy Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Embassy Bancorp's Tax Rate % compare to MNAT and ENBP?
Embassy Bancorp's Tax Rate % of 18.33% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Embassy Bancorp's current Tax Rate % is 18.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Embassy Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Embassy Bancorp (EMYB) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.40, compared to a current price of $22.55 — trading 22.6% above its estimated fair value. The current Tax Rate % is 18.33%. Embassy Bancorp's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Embassy Bancorp (EMYB), the current Tax Rate % is 18.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Embassy Bancorp (EMYB) Overvalued in 2026?

Based on GuruFocus' analysis, Embassy Bancorp stock appears to be overvalued. The current stock price of $22.55 is trading 22.6% above its estimated GF Value™ of $18.40. GuruFocus considers Embassy Bancorp to be Modestly Overvalued.

Key valuation signals for EMYB:

  • Tax Rate %: 18.33%
  • GF Value™: $18.40 vs. price of $22.55 (22.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the EMYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Embassy Bancorp Business Description

Address One Hundred Gateway Drive, Suite 100, Bethlehem, PA, USA, 18017
Embassy Bancorp Inc acts as an independent community financial services provider. It offers traditional banking and related financial services to individual, business, and government customers. The bank also offers commercial and retail financial services such as savings and demand deposits, commercial loans, consumer loans, residential mortgages, home equity loans, and other financial services. Its other services comprise night depository services, wire transfers, bond coupon redemption, cash management services, and escrow management services among others.
58GF Score

Get the complete analysis for EMYB

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.55
Price
$18.40
GF Value