BNS (Bank of Nova Scotia) Accounts Receivable: $ Mil (As of Jul. 2026)

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BNS Bank of Nova Scotia BNS
69 GF Score
Price $95.35
GF Value $62.75
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bank of Nova Scotia Accounts Receivable?

Bank of Nova Scotia BNS +1.36% 69 Accounts Receivable is $ Mil as of Jul. 2026. GuruFocus rates BNS with a GF Score™ of 69/100 and a GF Value™ of $62.75 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Bank of Nova Scotia's accounts receivables for the quarter that ended in Jul. 2026 was $ Mil.

Accounts receivable can be measured by Days Sales Outstanding. Bank of Nova Scotia's Days Sales Outstanding for the quarter that ended in Jul. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Bank of Nova Scotia's Net-Net Working Capital per share for the quarter that ended in Jul. 2026 was $-859.19.

Bank of Nova Scotia Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Bank of Nova Scotia's Days Sales Outstanding for the quarter that ended in Jul. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=/7194.9727571658*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Bank of Nova Scotia's accounts receivable are only considered to be worth 75% of book value:

Bank of Nova Scotia's Net-Net Working Capital Per Share for the quarter that ended in Jul. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(+0.75 * +0.5 * -1039059.7711801
-7084.8629575507-1048.5796770859)/1218.811654
=-859.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.

Bank of Nova Scotia Accounts Receivable Related Terms

Bank of Nova Scotia Accounts Receivable Historical Data

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The historical data trend for Bank of Nova Scotia's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Nova Scotia Accounts Receivable Chart

Bank of Nova Scotia Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Accounts Receivable
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Bank of Nova Scotia Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
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BNS
69GF Score
Bank of Nova Scotia BNS
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Nova Scotia Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $ Mil mean?
Bank of Nova Scotia (BNS) has a Accounts Receivable of $ Mil as of Jul. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Bank of Nova Scotia and its competitors.
Is Bank of Nova Scotia's Accounts Receivable too high?
Bank of Nova Scotia's current Accounts Receivable is $ Mil. Overall, Bank of Nova Scotia has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Nova Scotia's Accounts Receivable compare to JPM and BAC?
Bank of Nova Scotia's Accounts Receivable of $ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Bank of Nova Scotia and its competitors. Bank of Nova Scotia's current Accounts Receivable is $ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Nova Scotia stock overvalued right now?
Based on GuruFocus' analysis, Bank of Nova Scotia (BNS) is currently considered Significantly Overvalued. The stock's GF Value™ is $62.75, compared to a current price of $95.35 — trading 52% above its estimated fair value. The current Accounts Receivable is $ Mil. Bank of Nova Scotia's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Bank of Nova Scotia (BNS), the current Accounts Receivable is $ Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Nova Scotia (BNS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Nova Scotia stock appears to be overvalued. The current stock price of $95.35 is trading 52% above its estimated GF Value™ of $62.75. GuruFocus considers Bank of Nova Scotia to be Significantly Overvalued.

Key valuation signals for BNS:

  • Accounts Receivable: $ Mil
  • GF Value™: $62.75 vs. price of $95.35 (52% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the BNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Nova Scotia Business Description

Address 1709 Hollis Street, Halifax, NS, CAN, B3J 1W1
Bank of Nova Scotia is a global financial-services provider with over CAD 1.5 trillion in assets as of the end of April 2026. It has four major business segments: Canadian banking, international banking, global wealth management, and global banking and markets. It offers a range of advice, products, and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. The bank's international operations span numerous countries and are more concentrated in Latin America.
69GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.35
Price
$62.75
GF Value