BNS (Bank of Nova Scotia) LT-Debt-to-Total-Asset: 0.14 (As of Apr. 2026)

What is Bank of Nova Scotia LT-Debt-to-Total-Asset?

Bank of Nova Scotia BNS -2.23% 67 LT-Debt-to-Total-Asset is 0.14 as of Apr. 2026. GuruFocus rates BNS with a GF Score™ of 67/100 and a GF Value™ of $60.40 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank of Nova Scotia's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.14.

Bank of Nova Scotia's long-term debt to total assets ratio increased from Apr. 2025 (0.14) to Apr. 2026 (0.14). It may suggest that Bank of Nova Scotia is progressively becoming more dependent on debt to grow their business.

Bank of Nova Scotia (NYSE:BNS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank of Nova Scotia LT-Debt-to-Total-Asset Related Terms

Bank of Nova Scotia LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank of Nova Scotia's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Nova Scotia LT-Debt-to-Total-Asset Chart

Bank of Nova Scotia Annual Data

Trend

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Oct25

LT-Debt-to-Total-Asset

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0.14

0.13

0.14

Bank of Nova Scotia Quarterly Data
	Jul21	Oct21	Jan22	Apr22	Jul22	Oct22	Jan23	Apr23	Jul23	Oct23	Jan24	Apr24	Jul24	Oct24	Jan25	Apr25	Jul25	Oct25	Jan26	Apr26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.14	0.14	0.14	0.13	0.14

67GF Score

Bank of Nova Scotia BNS

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Bank of Nova Scotia LT-Debt-to-Total-Asset Calculation

Bank of Nova Scotia's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Oct. 2025 is calculated as

LT Debt to Total Assets (A: Oct. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Oct. 2025 )	/	Total Assets (A: Oct. 2025 )
	=	144788.39	/	1043781.813
	=	0.14

Bank of Nova Scotia's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )	/	Total Assets (Q: Apr. 2026 )
	=	152547.623	/	1106238.912
	=	0.14

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.14 mean?

Bank of Nova Scotia (BNS) has a LT-Debt-to-Total-Asset of 0.14 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Nova Scotia and its competitors.

Is Bank of Nova Scotia's LT-Debt-to-Total-Asset too high?

Bank of Nova Scotia's current LT-Debt-to-Total-Asset is 0.14. Overall, Bank of Nova Scotia has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bank of Nova Scotia's LT-Debt-to-Total-Asset compare to JPM and BAC?

Bank of Nova Scotia's LT-Debt-to-Total-Asset of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank of Nova Scotia and its competitors. Bank of Nova Scotia's current LT-Debt-to-Total-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank of Nova Scotia stock overvalued right now?

Based on GuruFocus' analysis, Bank of Nova Scotia (BNS) is currently considered Significantly Overvalued. The stock's GF Value™ is $60.40, compared to a current price of $85.40 — trading 41.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.14. Bank of Nova Scotia's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank of Nova Scotia (BNS), the current LT-Debt-to-Total-Asset is 0.14 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Nova Scotia (BNS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Nova Scotia stock appears to be overvalued. The current stock price of $85.40 is trading 41.4% above its estimated GF Value™ of $60.40. GuruFocus considers Bank of Nova Scotia to be Significantly Overvalued.

Key valuation signals for BNS:

LT-Debt-to-Total-Asset: 0.14
GF Value™: $60.40 vs. price of $85.40 (41.4% above fair value)
GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Nova Scotia Business Description

Industry Financial Services Banks

Comparable Companies TSX:CM TSX:BMO TSX:NA TSX:TD TSX:RY JPM BAC SHSE:601398 LSE:HSBA SHSE:601288 SHSE:601939 SHSE:601988 WFC C TSE:8306 XMAD:SAN ASX:CBA XSWX:UBSG TSE:8316 XMAD:BBVA

Other Exchanges BNS:Mexico 0UKI:UK BKN:Germany BNS:Canada

Address 1709 Hollis Street, Halifax, NS, CAN, B3J 1W1

Website https://www.scotiabank.com

Bank of Nova Scotia is a global financial-services provider with over CAD 1.5 trillion in assets as of the end of April 2026. It has four major business segments: Canadian banking, international banking, global wealth management, and global banking and markets. It offers a range of advice, products, and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. The bank's international operations span numerous countries and are more concentrated in Latin America.

67GF Score

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$85.40

Price

$60.40

GF Value

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