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Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Bank of Nova Scotia (NYSE:BNS) Cash Flow from Operations Explanation
For companies reported in indirect method, cash flow from operations contains six items:
1. Net Income From Continuing Operations:
Net Income From Continuing Operations indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. It excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.
Bank of Nova Scotia's net income from continuing operations for the
three
months ended in Jul. 2026 was $2,094 Mil.
2. Depreciation, Depletion and Amortization:
Depreciation is a present expense that accounts for the past cost of an asset that is now providing benefits.
Depletion and amortization are synonyms for depreciation.
Generally:
The term depreciation is used when discussing man made tangible assets
The term depletion is used when discussing natural tangible assets
The term amortization is used when discussing intangible assets
Bank of Nova Scotia's depreciation, depletion and amortization for the
three
months ended in Jul. 2026 was $282 Mil.
3. Change In Working Capital:
Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities. Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow.
Bank of Nova Scotia's change in working capital for the
three
months ended in Jul. 2026 was $-15,210 Mil. It means Bank of Nova Scotia's working capital
declined by $15,210 Mil
from Apr. 2026 to Jul. 2026 .
4. Deferred Tax:
It is the cash flow generated from deferred tax.
Bank of Nova Scotia's cash flow from deferred tax for the
three
months ended in Jul. 2026 was $671 Mil.
Bank of Nova Scotia's cash from discontinued operating Activities for the
three
months ended in Jul. 2026 was $0 Mil.
6. Asset Impairment Charge:
It is the charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.
Bank of Nova Scotia's asset impairment charge for the
three
months ended in Jul. 2026 was $0 Mil.
7. Stock Based Compensation:
It is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.
Bank of Nova Scotia's stock based compensation for the
three
months ended in Jul. 2026 was $-1 Mil.
8. Cash Flow from Others:
These are cash differences caused by the change of inventory, accounts payable, accounts receivable etc. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its account receivables will rise, and its cash position will grow more slowly (or even shrink).
Bank of Nova Scotia's cash flow from others for the
three
months ended in Jul. 2026 was $248 Mil.
Bank of Nova Scotia Cash Flow from Operations Related Terms
Bank of Nova Scotia Cash Flow from Operations Historical Data
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The historical data trend for Bank of Nova Scotia's Cash Flow from Operations can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Nova Scotia Cash Flow from Operations Chart
Bank of Nova Scotia Cash Flow from Operations Calculation
Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Bank of Nova Scotia's Cash Flow from Operations for the fiscal year that ended in Oct. 2025 is calculated as:
Cash Flow from Operations for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,425 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Operations of $5,425 Mil mean?
Bank of Nova Scotia (BNS) has a Cash Flow from Operations of $5,425 Mil as of Jul. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Bank of Nova Scotia and its competitors.
Is Bank of Nova Scotia's Cash Flow from Operations too high?
Bank of Nova Scotia's current Cash Flow from Operations is $5,425 Mil. Overall, Bank of Nova Scotia has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Nova Scotia's Cash Flow from Operations compare to JPM and BAC?
Bank of Nova Scotia's Cash Flow from Operations of $5,425 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for a Banks company?
A good Cash Flow from Operations depends on the Banks industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Bank of Nova Scotia and its competitors. Bank of Nova Scotia's current Cash Flow from Operations is $5,425 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Nova Scotia stock overvalued right now?
Based on GuruFocus' analysis, Bank of Nova Scotia (BNS) is currently considered Significantly Overvalued. The stock's GF Value™ is $61.54, compared to a current price of $91.94 — trading 49.4% above its estimated fair value. The current Cash Flow from Operations is $5,425 Mil. Bank of Nova Scotia's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Bank of Nova Scotia (BNS), the current Cash Flow from Operations is $5,425 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Nova Scotia (BNS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Nova Scotia stock appears to be overvalued.
The current stock price of $91.94 is trading 49.4% above its estimated GF Value™ of $61.54.
GuruFocus considers Bank of Nova Scotia to be Significantly Overvalued.
Key valuation signals for BNS:
Cash Flow from Operations: $5,425 Mil
GF Value™: $61.54 vs. price of $91.94 (49.4% above fair value)
No single metric tells the full story. See the BNS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Nova Scotia is a global financial-services provider with over CAD 1.5 trillion in assets as of the end of April 2026. It has four major business segments: Canadian banking, international banking, global wealth management, and global banking and markets. It offers a range of advice, products, and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. The bank's international operations span numerous countries and are more concentrated in Latin America.
69GF Score
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