Wema Bank (NSA:WEMA) Accounts Receivable: ₦0 Mil (As of Dec. 2025)

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NSA:WEMA Wema Bank PLC NSA:WEMA
61 GF Score
Price ₦29.50
GF Value ₦13.44
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Wema Bank Accounts Receivable?

Wema Bank NSA:WEMA -0.34% 61 Accounts Receivable is ₦0 Mil as of Dec. 2025. GuruFocus rates NSA:WEMA with a GF Score™ of 61/100 and a GF Value™ of ₦13.44 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Wema Bank's accounts receivables for the quarter that ended in Dec. 2025 was ₦0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Wema Bank's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Wema Bank's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was ₦-64.49.


Wema Bank Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Wema Bank's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/138562.985*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Wema Bank's accounts receivable are only considered to be worth 75% of book value:

Wema Bank's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1864665.748+0.75 * 0+0.5 * 0-4451847.119
-0-0)/40118.877
=-64.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Wema Bank Accounts Receivable Related Terms


Wema Bank Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Wema Bank's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wema Bank Accounts Receivable Chart

Wema Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
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Wema Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSA:WEMA
61GF Score
Wema Bank PLC NSA:WEMA
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Wema Bank Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of ₦0 Mil mean?
Wema Bank (NSA:WEMA) has a Accounts Receivable of ₦0 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Wema Bank and its competitors.
Is Wema Bank's Accounts Receivable too high?
Wema Bank's current Accounts Receivable is ₦0 Mil. Overall, Wema Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wema Bank's Accounts Receivable compare to competitors?
Wema Bank's Accounts Receivable of ₦0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Wema Bank and its competitors. Wema Bank's current Accounts Receivable is ₦0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wema Bank stock overvalued right now?
Based on GuruFocus' analysis, Wema Bank (NSA:WEMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦13.44, compared to a current price of ₦29.50 — trading 119.5% above its estimated fair value. The current Accounts Receivable is ₦0 Mil. Wema Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Wema Bank (NSA:WEMA), the current Accounts Receivable is ₦0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wema Bank (NSA:WEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Wema Bank stock appears to be overvalued. The current stock price of ₦29.50 is trading 119.5% above its estimated GF Value™ of ₦13.44. GuruFocus considers Wema Bank to be Significantly Overvalued.

Key valuation signals for NSA:WEMA:

  • Accounts Receivable: ₦0 Mil
  • GF Value™: ₦13.44 vs. price of ₦29.50 (119.5% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the NSA:WEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wema Bank Business Description

Address 54, Marina, Wema Tower, Lagos, NGA, 12862
Wema Bank PLC is a commercial bank. The company offers retail banking, SME banking, corporate banking, treasury, trade services and financial advisory to its customers. Its services include granting of loans and advances, corporate finance and money market activities. The bank operates in four geographical regions: South-west, South-South, Abuja, and Lagos zones. Wema derives the majority of its revenues from Lagos.
61GF Score

Get the complete analysis for NSA:WEMA

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦29.50
Price
₦13.44
GF Value