Wema Bank (NSA:WEMA) Payments of Debt: ₦-39,791 Mil (TTM As of Dec. 2025)

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NSA:WEMA Wema Bank PLC NSA:WEMA
65 GF Score
Price ₦29.40
GF Value ₦13.09
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Wema Bank Payments of Debt?

Wema Bank NSA:WEMA +0.51% 65 Payments of Debt is ₦-39,791 Mil as of Dec. 2025. GuruFocus rates NSA:WEMA with a GF Score™ of 65/100 and a GF Value™ of ₦13.09 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Wema Bank's Payments of Debt for the three months ended in Dec. 2025 was ₦-34,945 Mil.

Wema Bank's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-39,791 Mil.

Wema Bank Payments of Debt Related Terms

Wema Bank Payments of Debt Historical Data

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The historical data trend for Wema Bank's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wema Bank Payments of Debt Chart

Wema Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4,207.51 -18,387.14 -4,542.62 -39,340.62 -39,791.40

Wema Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -2,344.20 -335.22 -2,166.80 -34,945.17
NSA:WEMA
65GF Score
Wema Bank PLC NSA:WEMA
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Wema Bank Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦-39,791 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of ₦-39,791 Mil mean?
Wema Bank (NSA:WEMA) has a Payments of Debt of ₦-39,791 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Wema Bank and its competitors.
Is Wema Bank's Payments of Debt too high?
Wema Bank's current Payments of Debt is ₦-39,791 Mil. Overall, Wema Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wema Bank's Payments of Debt compare to competitors?
Wema Bank's Payments of Debt of ₦-39,791 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Wema Bank and its competitors. Wema Bank's current Payments of Debt is ₦-39,791 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wema Bank stock overvalued right now?
Based on GuruFocus' analysis, Wema Bank (NSA:WEMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦13.09, compared to a current price of ₦29.40 — trading 124.6% above its estimated fair value. The current Payments of Debt is ₦-39,791 Mil. Wema Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Wema Bank (NSA:WEMA), the current Payments of Debt is ₦-39,791 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wema Bank (NSA:WEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Wema Bank stock appears to be overvalued. The current stock price of ₦29.40 is trading 124.6% above its estimated GF Value™ of ₦13.09. GuruFocus considers Wema Bank to be Significantly Overvalued.

Key valuation signals for NSA:WEMA:

  • Payments of Debt: ₦-39,791 Mil
  • GF Value™: ₦13.09 vs. price of ₦29.40 (124.6% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the NSA:WEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wema Bank Business Description

Address 54, Marina, Wema Tower, Lagos, NGA, 12862
Wema Bank PLC is a commercial bank. The company offers retail banking, SME banking, corporate banking, treasury, trade services and financial advisory to its customers. Its services include granting of loans and advances, corporate finance and money market activities. The bank operates in four geographical regions: South-west, South-South, Abuja, and Lagos zones. Wema derives the majority of its revenues from Lagos.
65GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦29.40
Price
₦13.09
GF Value