Wema Bank (NSA:WEMA) Growth Rank: 4 (As of Aug. 30, 2026) — 33% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:WEMA Wema Bank PLC NSA:WEMA
61 GF Score
Price ₦28.70
GF Value ₦13.38
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Wema Bank Growth Rank?

Wema Bank NSA:WEMA +2.50% 61 Growth Rank is 4 as of Aug. 30, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates NSA:WEMA with a GF Score™ of 61/100 and a GF Value™ of ₦13.38 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Wema Bank has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Wema Bank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Wema Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wema Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Wema Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Wema Bank's Growth Rank falls into.


NSA:WEMA
61GF Score
Wema Bank PLC NSA:WEMA
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Wema Bank (NSA:WEMA) has a Growth Rank of 4 as of Aug. 30, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Wema Bank and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Wema Bank's Growth Rank has ranged from 1.00 to 5.00.
Is Wema Bank's Growth Rank too high?
Wema Bank's current Growth Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Wema Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wema Bank's Growth Rank compare to competitors?
Wema Bank's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Wema Bank's own Growth Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Wema Bank and its competitors. Wema Bank's current Growth Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wema Bank stock overvalued right now?
Based on GuruFocus' analysis, Wema Bank (NSA:WEMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦13.38, compared to a current price of ₦28.70 — trading 114.5% above its estimated fair value. The current Growth Rank is 4, which is 33% above median its 10-year median of 3.00. Wema Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Wema Bank (NSA:WEMA), the current Growth Rank is 4 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wema Bank (NSA:WEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Wema Bank stock appears to be overvalued. The current stock price of ₦28.70 is trading 114.5% above its estimated GF Value™ of ₦13.38. GuruFocus considers Wema Bank to be Significantly Overvalued.

Key valuation signals for NSA:WEMA:

  • Growth Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: ₦13.38 vs. price of ₦28.70 (114.5% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the NSA:WEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wema Bank Business Description

Address 54, Marina, Wema Tower, Lagos, NGA, 12862
Wema Bank PLC is a commercial bank. The company offers retail banking, SME banking, corporate banking, treasury, trade services and financial advisory to its customers. Its services include granting of loans and advances, corporate finance and money market activities. The bank operates in four geographical regions: South-west, South-South, Abuja, and Lagos zones. Wema derives the majority of its revenues from Lagos.
61GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦28.70
Price
₦13.38
GF Value