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Wema BankNSA:WEMA +0.51%65 OCF Margin % is 439.94% as of Dec. 2025, which is 261% above its 10-year median of 121.80. GuruFocus rates NSA:WEMA with a GF Score™ of 65/100 and a GF Value™ of ₦13.09 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Wema Bank ranks better than 93.67% on this metric.
The historical rank and industry rank for Wema Bank's OCF Margin % or its related term are showing as below:
NSA:WEMA'
s OCF Margin % Range Over the Past 10 Years
Min: -82.69 Med: 121.8 Max: 287.3
Current: 201.24
During the past 13 years, the highest OCF Margin % of Wema Bank was 287.30%. The lowest was -82.69%. And the median was 121.80%.
NSA:WEMA's OCF Margin % is ranked better than 93.67% of 1500
companies
in the Banks industry
Industry Median: 29.45
vs NSA:WEMA: 201.24
Wema Bank OCF Margin % Related Terms
Wema Bank OCF Margin % Historical Data
* Premium members only.
The historical data trend for Wema Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Wema Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wema Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Wema Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Wema Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wema Bank (NSA:WEMA) has a OCF Margin % of 439.94% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Wema Bank and its competitors. This is 261% above median its historical median of 121.80. According to the industry distribution chart, Wema Bank ranks #95 out of 1500 companies in the Banks industry, placing it in the top 6.3%.
Is Wema Bank's OCF Margin % too high?
Wema Bank's current OCF Margin % of 439.94% is 261% above median its 10-year median of 121.80. The Banks industry median OCF Margin % is 29.45. Wema Bank's value of 439.94% is 1393.9% above this industry median. Based on the distribution chart, Wema Bank ranks #95 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Wema Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wema Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Wema Bank ranks #95 out of 1500 companies for OCF Margin %. This places Wema Bank in the top 6% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.45. Wema Bank's value of 439.94% is 1393.9% above this benchmark. While the company's 10-year median is 121.80 vs. the industry median of 29.45, Wema Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wema Bank's current OCF Margin % of 439.94% is 1393.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Wema Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wema Bank's current OCF Margin % is 439.94%, which is 261% above median its own 10-year median of 121.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wema Bank stock overvalued right now?
Based on GuruFocus' analysis, Wema Bank (NSA:WEMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦13.09, compared to a current price of ₦29.40 — trading 124.6% above its estimated fair value. The current OCF Margin % is 439.94%, which is 261% above median its 10-year median of 121.80 and 1393.9% above the Banks industry median of 29.45. Wema Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Wema Bank (NSA:WEMA), the current OCF Margin % is 439.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wema Bank (NSA:WEMA) Overvalued in 2026?
Based on GuruFocus' analysis, Wema Bank stock appears to be overvalued.
The current stock price of ₦29.40 is trading 124.6% above its estimated GF Value™ of ₦13.09.
GuruFocus considers Wema Bank to be Significantly Overvalued.
Key valuation signals for NSA:WEMA:
OCF Margin %: 439.94% (261% above median its 10-year median of 121.80)
GF Value™: ₦13.09 vs. price of ₦29.40 (124.6% above fair value)
Industry Position: 1393.9% above the Banks median (#95 of 1500)
No single metric tells the full story. See the NSA:WEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wema Bank PLC is a commercial bank. The company offers retail banking, SME banking, corporate banking, treasury, trade services and financial advisory to its customers. Its services include granting of loans and advances, corporate finance and money market activities. The bank operates in four geographical regions: South-west, South-South, Abuja, and Lagos zones. Wema derives the majority of its revenues from Lagos.
65GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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