TFC (Truist Financial) Accounts Receivable: $1,670 Mil (As of Jun. 2026)

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TFC Truist Financial Corp TFC
59 GF Score
Price $52.96
GF Value $51.32
Valuation Fairly Valued
! 7 Warning Signs
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What is Truist Financial Accounts Receivable?

Truist Financial TFC +0.54% 59 Accounts Receivable is $1,670 Mil as of Jun. 2026. GuruFocus rates TFC with a GF Score™ of 59/100 and a GF Value™ of $51.32 (Fairly Valued). The stock has 7 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Truist Financial's accounts receivables for the quarter that ended in Jun. 2026 was $1,670 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Truist Financial's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 28.94.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Truist Financial's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-370.13.


Truist Financial Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Truist Financial's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1670/5265*91
=28.94

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Truist Financial's accounts receivable are only considered to be worth 75% of book value:

Truist Financial's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(43928+0.75 * 1670+0.5 * 0-491928
-5411-0)/1221.626
=-370.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Truist Financial Accounts Receivable Related Terms


Truist Financial Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Truist Financial's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Truist Financial Accounts Receivable Chart

Truist Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,244.00 2,682.00 997.00 1,904.00 1,624.00

Truist Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,094.00 2,126.00 1,624.00 2,122.00 1,670.00
TFC
59GF Score
Truist Financial Corp TFC
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Truist Financial Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $1,670 Mil mean?
Truist Financial (TFC) has a Accounts Receivable of $1,670 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Truist Financial and its competitors.
Is Truist Financial's Accounts Receivable too high?
Truist Financial's current Accounts Receivable is $1,670 Mil. Overall, Truist Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's Accounts Receivable compare to NU and FITB?
Truist Financial's Accounts Receivable of $1,670 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Truist Financial and its competitors. Truist Financial's current Accounts Receivable is $1,670 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Based on GuruFocus' analysis, Truist Financial (TFC) is currently considered Fairly Valued. The stock's GF Value™ is $51.32, compared to a current price of $52.96 — trading 3.2% above its estimated fair value. The current Accounts Receivable is $1,670 Mil. Truist Financial's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Truist Financial (TFC), the current Accounts Receivable is $1,670 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Truist Financial (TFC) Overvalued in 2026?

Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued. The current stock price of $52.96 is trading 3.2% above its estimated GF Value™ of $51.32. GuruFocus considers Truist Financial to be Fairly Valued.

Key valuation signals for TFC:

  • Accounts Receivable: $1,670 Mil
  • GF Value™: $51.32 vs. price of $52.96 (3.2% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Truist Financial Business Description

Address 214 North Tryon Street, Charlotte, NC, USA, 28202
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
59GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.96
Price
$51.32
GF Value