TFC (Truist Financial) Net Loan: $328,509 Mil (As of Mar. 2026)

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TFC Truist Financial Corp TFC
60 GF Score
Price $52.83
GF Value $49.03
Valuation Fairly Valued
! 7 Warning Signs
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What is Truist Financial Net Loan?

Truist Financial TFC -0.80% 60 Net Loan is $328,509 Mil as of Mar. 2026. GuruFocus rates TFC with a GF Score™ of 60/100 and a GF Value™ of $49.03 (Fairly Valued). The stock has 7 warning signs investors should review.

Truist Financial's quarterly net loan increased from Sep. 2025 ($322,741 Mil) to Dec. 2025 ($327,616 Mil) and increased from Dec. 2025 ($327,616 Mil) to Mar. 2026 ($328,509 Mil).

Truist Financial's annual net loan declined from Dec. 2023 ($310,118 Mil) to Dec. 2024 ($327,616 Mil) but then increased from Dec. 2024 ($327,616 Mil) to Dec. 2025 ($328,509 Mil).

Truist Financial Net Loan Historical Data

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The historical data trend for Truist Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Truist Financial Net Loan Chart

Truist Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 291,681.00 325,018.00 310,118.00 304,585.00 327,616.00

Truist Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 307,151.00 317,284.00 322,741.00 327,616.00 328,509.00
TFC
60GF Score
Truist Financial Corp TFC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Truist Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $328,509 Mil mean?
Truist Financial (TFC) has a Net Loan of $328,509 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Truist Financial and its competitors.
Is Truist Financial's Net Loan too high?
Truist Financial's current Net Loan is $328,509 Mil. Overall, Truist Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's Net Loan compare to NU and FITB?
Truist Financial's Net Loan of $328,509 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Truist Financial and its competitors. Truist Financial's current Net Loan is $328,509 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Based on GuruFocus' analysis, Truist Financial (TFC) is currently considered Fairly Valued. The stock's GF Value™ is $49.03, compared to a current price of $52.83 — trading 7.7% above its estimated fair value. The current Net Loan is $328,509 Mil. Truist Financial's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Truist Financial (TFC), the current Net Loan is $328,509 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Truist Financial (TFC) Overvalued in 2026?

Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued. The current stock price of $52.83 is trading 7.7% above its estimated GF Value™ of $49.03. GuruFocus considers Truist Financial to be Fairly Valued.

Key valuation signals for TFC:

  • Net Loan: $328,509 Mil
  • GF Value™: $49.03 vs. price of $52.83 (7.7% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Truist Financial Business Description

Address 214 North Tryon Street, Charlotte, NC, USA, 28202
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
60GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.83
Price
$49.03
GF Value