Truist FinancialTFC +0.24%61 FCF Yield % is 9.14 as of Jun. 25, 2026, which is 6% below its 10-year median of 9.68. GuruFocus rates TFC with a GF Score™ of 61/100 and a GF Value™ of $48.85 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Truist Financial ranks better than 54.62% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Truist Financial FCF Yield % Related Terms
Truist Financial FCF Yield % Historical Data
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The historical data trend for Truist Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Truist Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truist Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Truist Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Truist Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Truist Financial (TFC) has a FCF Yield % of 9.14 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Truist Financial and its competitors. This is near median its historical median of 9.68. Over the past decade, Truist Financial's FCF Yield % has ranged from 2.46 to 31.14. According to the industry distribution chart, Truist Financial ranks #683 out of 1505 companies in the Banks industry, placing it in the top 45.4%.
Is Truist Financial's FCF Yield % too high?
Truist Financial's current FCF Yield % of 9.14 is near median its 10-year median of 9.68. Over the past 10 years, this metric has ranged from a low of 2.46 to a high of 31.14. The Banks industry median FCF Yield % is 8.26. Truist Financial's value of 9.14 is 10.7% above this industry median. Based on the distribution chart, Truist Financial ranks #683 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Truist Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's FCF Yield % compare to NU and FITB?
According to the Banks industry distribution chart, Truist Financial ranks #683 out of 1505 companies for FCF Yield %. This puts Truist Financial in the upper half of its industry. The industry median FCF Yield % is 8.26. Truist Financial's value of 9.14 is 10.7% above this benchmark. Historically, Truist Financial's own FCF Yield % has ranged from 2.46 to 31.14 over the past decade. While the company's 10-year median is 9.68 vs. the industry median of 8.26, Truist Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truist Financial's current FCF Yield % of 9.14 is 10.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Truist Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truist Financial's current FCF Yield % is 9.14, which is near median its own 10-year median of 9.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Based on GuruFocus' analysis, Truist Financial (TFC) is currently considered Fairly Valued. The stock's GF Value™ is $48.85, compared to a current price of $49.79 — trading 1.9% above its estimated fair value. The current FCF Yield % is 9.14, which is near median its 10-year median of 9.68 and 10.7% above the Banks industry median of 8.26. Truist Financial's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Truist Financial (TFC), the current FCF Yield % is 9.14 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truist Financial (TFC) Overvalued in 2026?
Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued.
The current stock price of $49.79 is trading 1.9% above its estimated GF Value™ of $48.85.
GuruFocus considers Truist Financial to be Fairly Valued.
Key valuation signals for TFC:
FCF Yield %: 9.14 (near median its 10-year median of 9.68)
GF Value™: $48.85 vs. price of $49.79 (1.9% above fair value)
Industry Position: 10.7% above the Banks median (#683 of 1505)
No single metric tells the full story. See the TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
61GF Score
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