TFC (Truist Financial) Pre-Tax Income: $6,806 Mil (TTM As of Jun. 2026)

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TFC Truist Financial Corp TFC
59 GF Score
Price $50.10
GF Value $51.76
Valuation Fairly Valued
! 6 Warning Signs
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What is Truist Financial Pre-Tax Income?

Truist Financial TFC -0.60% 59 Pre-Tax Income is $6,806 Mil as of Jun. 2026. GuruFocus rates TFC with a GF Score™ of 59/100 and a GF Value™ of $51.76 (Fairly Valued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Truist Financial's pretax income for the three months ended in Jun. 2026 was $1,815 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $6,806 Mil. Truist Financial's pretax margin was 34.47%.

During the past 13 years, Truist Financial's highest Pretax Margin was 35.85%. The lowest was -4.53%. And the median was 31.62%.


Truist Financial  (NYSE:TFC) Pre-Tax Income Explanation

Truist Financial's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1815/5265
=34.47%

During the past 13 years, Truist Financial's highest Pretax Margin was 35.85%. The lowest was -4.53%. And the median was 31.62%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Truist Financial Pre-Tax Income Related Terms


Truist Financial Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Truist Financial's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Truist Financial Pre-Tax Income Chart

Truist Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,993.00 7,029.00 -765.00 -601.00 6,349.00

Truist Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,513.00 1,737.00 1,564.00 1,690.00 1,815.00

TFC vs NU, FITB, MTB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Truist Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Truist Financial Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Truist Financial's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Truist Financial's Pre-Tax Income falls into.


TFC
59GF Score
Truist Financial Corp TFC
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Truist Financial Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Truist Financial's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+6349
=6,349

Truist Financial's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1815
=1,815

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6,806 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $6,806 Mil mean?
Truist Financial (TFC) has a Pre-Tax Income of $6,806 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Truist Financial and its competitors.
Is Truist Financial's Pre-Tax Income too high?
Truist Financial's current Pre-Tax Income is $6,806 Mil. Overall, Truist Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's Pre-Tax Income compare to NU and FITB?
Truist Financial's Pre-Tax Income of $6,806 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Truist Financial and its competitors. Truist Financial's current Pre-Tax Income is $6,806 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Based on GuruFocus' analysis, Truist Financial (TFC) is currently considered Fairly Valued. The stock's GF Value™ is $51.76, compared to a current price of $50.10 — trading 3.2% below its estimated fair value. The current Pre-Tax Income is $6,806 Mil. Truist Financial's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Truist Financial (TFC), the current Pre-Tax Income is $6,806 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Truist Financial (TFC) Overvalued in 2026?

Based on GuruFocus' analysis, Truist Financial stock appears to be undervalued. The current stock price of $50.10 is trading 3.2% below its estimated GF Value™ of $51.76. GuruFocus considers Truist Financial to be Fairly Valued.

Key valuation signals for TFC:

  • Pre-Tax Income: $6,806 Mil
  • GF Value™: $51.76 vs. price of $50.10 (3.2% below fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Truist Financial Business Description

Address 214 North Tryon Street, Charlotte, NC, USA, 28202
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
59GF Score

Get the complete analysis for TFC

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.10
Price
$51.76
GF Value