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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Cembra Money Bank AG's accounts receivables for the quarter that ended in Jun. 2026 was CHF0.0 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Cembra Money Bank AG's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 0.00.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Cembra Money Bank AG's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was CHF-204.65.
Cembra Money Bank AG Accounts Receivable Explanation
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Cembra Money Bank AG's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Cembra Money Bank AG's accounts receivable are only considered to be worth 75% of book value:
Cembra Money Bank AG's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Cembra Money Bank AG Accounts Receivable Related Terms
Cembra Money Bank AG Accounts Receivable Historical Data
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The historical data trend for Cembra Money Bank AG's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of CHF0.0 Mil mean?
Cembra Money Bank AG (XSWX:CMBN) has a Accounts Receivable of CHF0.0 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's Accounts Receivable too high?
Cembra Money Bank AG's current Accounts Receivable is CHF0.0 Mil. Overall, Cembra Money Bank AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Accounts Receivable compare to competitors?
Cembra Money Bank AG's Accounts Receivable of CHF0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current Accounts Receivable is CHF0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Cembra Money Bank AG (XSWX:CMBN) is currently considered Fairly Valued. The stock's GF Value™ is CHF89.04, compared to a current price of CHF88.40 — trading 0.7% below its estimated fair value. The current Accounts Receivable is CHF0.0 Mil. Cembra Money Bank AG's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Cembra Money Bank AG (XSWX:CMBN), the current Accounts Receivable is CHF0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cembra Money Bank AG (XSWX:CMBN) Overvalued in 2026?
Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be undervalued.
The current stock price of CHF88.40 is trading 0.7% below its estimated GF Value™ of CHF89.04.
GuruFocus considers Cembra Money Bank AG to be Fairly Valued.
Key valuation signals for XSWX:CMBN:
Accounts Receivable: CHF0.0 Mil
GF Value™: CHF89.04 vs. price of CHF88.40 (0.7% below fair value)
No single metric tells the full story. See the XSWX:CMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
63GF Score
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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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