Cembra Money Bank AG (XSWX:CMBN) Operating Margin %


XSWX:CMBN Cembra Money Bank AG XSWX:CMBN
62 GF Score
Price CHF95.45
GF Value CHF81.39
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cembra Money Bank AG Operating Margin %?

Operating Margin % does not apply to banks and insurance companies.

XSWX:CMBN
62GF Score
Cembra Money Bank AG XSWX:CMBN
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cembra Money Bank AG (XSWX:CMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of CHF95.45 is trading 17.3% above its estimated GF Value™ of CHF81.39. GuruFocus considers Cembra Money Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:CMBN:

  • Operating Margin %:
  • GF Value™: CHF81.39 vs. price of CHF95.45 (17.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the XSWX:CMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Other Exchanges CMBNz:UK0QPJ:UKGEH:Germany
Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score

Get the complete analysis for XSWX:CMBN

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF95.45
Price
CHF81.39
GF Value