Cembra Money Bank AG (XSWX:CMBN) 3-Month Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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Director of Data and Quant Analytics at GuruFocus
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XSWX:CMBN Cembra Money Bank AG XSWX:CMBN
59 GF Score
Price CHF90.05
GF Value CHF81.13
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Cembra Money Bank AG 3-Month Share Buyback Ratio?

Cembra Money Bank AG XSWX:CMBN -0.22% 59 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates XSWX:CMBN with a GF Score™ of 59/100 and a GF Value™ of CHF81.13 (Modestly Overvalued). The stock has 3 warning signs investors should review.

3-Month Share Buyback Ratio only apply to companies whose reporting frequency is 3 months.

XSWX:CMBN
59GF Score
Cembra Money Bank AG XSWX:CMBN
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a 3-Month Share Buyback Ratio of 0.00 mean?
Cembra Money Bank AG (XSWX:CMBN) has a 3-Month Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's 3-Month Share Buyback Ratio too high?
Cembra Money Bank AG's current 3-Month Share Buyback Ratio is 0.00. Overall, Cembra Money Bank AG has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's 3-Month Share Buyback Ratio compare to competitors?
Cembra Money Bank AG's 3-Month Share Buyback Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current 3-Month Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Cembra Money Bank AG (XSWX:CMBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF81.13, compared to a current price of CHF90.05 — trading 11% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.00. Cembra Money Bank AG's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Cembra Money Bank AG (XSWX:CMBN), the current 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (XSWX:CMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of CHF90.05 is trading 11% above its estimated GF Value™ of CHF81.13. GuruFocus considers Cembra Money Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:CMBN:

  • 3-Month Share Buyback Ratio: 0.00
  • GF Value™: CHF81.13 vs. price of CHF90.05 (11% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the XSWX:CMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cembra Money Bank AG Business Description

Other Exchanges CMBNz:UK0QPJ:UKGEH:Germany
Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
59GF Score

Get the complete analysis for XSWX:CMBN

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF90.05
Price
CHF81.13
GF Value