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Cembra Money Bank AG (XSWX:CMBN) PS Ratio : 4.66 (As of Dec. 12, 2024)


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What is Cembra Money Bank AG PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Cembra Money Bank AG's share price is CHF84.20. Cembra Money Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2024 was CHF18.07. Hence, Cembra Money Bank AG's PS Ratio for today is 4.66.

Warning Sign:

Cembra Money Bank AG stock PS Ratio (=4.77) is close to 3-year high of 4.77

The historical rank and industry rank for Cembra Money Bank AG's PS Ratio or its related term are showing as below:

XSWX:CMBN' s PS Ratio Range Over the Past 10 Years
Min: 3.4   Med: 5.18   Max: 7.4
Current: 4.66

During the past 13 years, Cembra Money Bank AG's highest PS Ratio was 7.40. The lowest was 3.40. And the median was 5.18.

XSWX:CMBN's PS Ratio is ranked worse than
84.35% of 1527 companies
in the Banks industry
Industry Median: 2.63 vs XSWX:CMBN: 4.66

Cembra Money Bank AG's Revenue per Sharefor the six months ended in Jun. 2024 was CHF9.12. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2024 was CHF18.07.

Good Sign:

Cembra Money Bank AG has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Cembra Money Bank AG was 3.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 0.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 1.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 4.30% per year.

During the past 13 years, Cembra Money Bank AG's highest 3-Year average Revenue per Share Growth Rate was 6.80% per year. The lowest was -0.20% per year. And the median was 4.10% per year.

Back to Basics: PS Ratio


Cembra Money Bank AG PS Ratio Historical Data

The historical data trend for Cembra Money Bank AG's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cembra Money Bank AG PS Ratio Chart

Cembra Money Bank AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.33 6.26 4.01 4.44 3.74

Cembra Money Bank AG Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 4.44 - 3.74 -

Competitive Comparison of Cembra Money Bank AG's PS Ratio

For the Banks - Regional subindustry, Cembra Money Bank AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cembra Money Bank AG's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cembra Money Bank AG's PS Ratio distribution charts can be found below:

* The bar in red indicates where Cembra Money Bank AG's PS Ratio falls into.



Cembra Money Bank AG PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Cembra Money Bank AG's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=84.20/18.068
=4.66

Cembra Money Bank AG's Share Price of today is CHF84.20.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Cembra Money Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2024 was CHF18.07.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Cembra Money Bank AG  (XSWX:CMBN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Cembra Money Bank AG PS Ratio Related Terms

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Cembra Money Bank AG Business Description

Traded in Other Exchanges
Address
Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The Majority of Interest Income is derived from Personal loans and Auto leases and loans.

Cembra Money Bank AG Headlines

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