PFSB (PFS Bancorp) Additional Paid-In Capital: $15.82 Mil(As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFSB PFS Bancorp Inc PFSB
32 GF Score
Price $21.34
GF Value $14.15
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is PFS Bancorp Additional Paid-In Capital?

PFS Bancorp PFSB +1.92% 32 Additional Paid-In Capital is $15.82 Mil as of Jun. 2026. GuruFocus rates PFSB with a GF Score™ of 32/100 and a GF Value™ of $14.15 (Significantly Overvalued). The stock has 4 warning signs investors should review.


PFS Bancorp's quarterly additional paid-in capital increased from Dec. 2025 ($15.71 Mil) to Mar. 2026 ($15.75 Mil) and increased from Mar. 2026 ($15.75 Mil) to Jun. 2026 ($15.82 Mil).

PFS Bancorp's annual additional paid-in capital declined from Dec. 2023 ($15.61 Mil) to Dec. 2024 ($15.60 Mil) but then increased from Dec. 2024 ($15.60 Mil) to Dec. 2025 ($15.71 Mil).

PFS Bancorp Additional Paid-In Capital Related Terms

PFS Bancorp Additional Paid-In Capital Historical Data

* Premium members only.

The historical data trend for PFS Bancorp's Additional Paid-In Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PFS Bancorp Additional Paid-In Capital Chart

PFS Bancorp Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Additional Paid-In Capital
0.00 15.61 15.60 15.71

PFS Bancorp Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Additional Paid-In Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.61 15.66 15.71 15.75 15.82
PFSB
32GF Score
PFS Bancorp Inc PFSB
Additional Paid-In Capital is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PFS Bancorp Additional Paid-In Capital Calculation

Capital that a company raises in a financing round in excess of the capital's par value. The account represents the excess paid by an investor over the par-value price of a stock issue. Additional paid-in-capital can arise from issuing either preferred or common stock.

Additional Paid-In Capital is calculated as

Additional Paid-In Capital=(Issue Price-Par Value)* Shares Outstanding (Diluted Average)
What does a Additional Paid-In Capital of $15.82 Mil mean?
PFS Bancorp (PFSB) has a Additional Paid-In Capital of $15.82 Mil as of Jun. 2026. Additional paid-in capital is the capital a company raises in excess of par value. View historical data on PFS Bancorp and its competitors.
Is PFS Bancorp's Additional Paid-In Capital too high?
PFS Bancorp's current Additional Paid-In Capital is $15.82 Mil. Overall, PFS Bancorp has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PFS Bancorp's Additional Paid-In Capital compare to HVLM and SOUB?
PFS Bancorp's Additional Paid-In Capital of $15.82 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Additional Paid-In Capital for a Banks company?
A good Additional Paid-In Capital depends on the Banks industry context. However, Additional Paid-In Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Additional Paid-In Capital mean?
A high Additional Paid-In Capital can signal that a stock is expensive relative to its fundamentals. Additional paid-in capital is the capital a company raises in excess of par value. View historical data on PFS Bancorp and its competitors. PFS Bancorp's current Additional Paid-In Capital is $15.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PFS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PFS Bancorp (PFSB) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.15, compared to a current price of $21.34 — trading 50.8% above its estimated fair value. The current Additional Paid-In Capital is $15.82 Mil. PFS Bancorp's overall GF Score™ is 32/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Additional Paid-In Capital calculated?
Additional Paid-In Capital is calculated from a company's financial statements. For PFS Bancorp (PFSB), the current Additional Paid-In Capital is $15.82 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PFS Bancorp (PFSB) Overvalued in 2026?

Based on GuruFocus' analysis, PFS Bancorp stock appears to be overvalued. The current stock price of $21.34 is trading 50.8% above its estimated GF Value™ of $14.15. GuruFocus considers PFS Bancorp to be Significantly Overvalued.

Key valuation signals for PFSB:

  • Additional Paid-In Capital: $15.82 Mil
  • GF Value™: $14.15 vs. price of $21.34 (50.8% above fair value)
  • GF Score™: 32/100 with 4 warning signs

No single metric tells the full story. See the PFSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PFS Bancorp Business Description

Address 1730 Fourth Street, Peru, IL, USA, 61354
PFS Bancorp Inc is a federal chartered mutual savings bank. The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in northern Illinois, LaSalle County, from its two facilities located in Peru, Illinois. It involves Personal banking, Business banking, Digital Banking, Loans, Retirement Services, Consumer banking services including checking accounts, savings accounts and certificates of deposit and Others.
32GF Score

Get the complete analysis for PFSB

Additional Paid-In Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.34
Price
$14.15
GF Value