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PFS Bancorp (PFS Bancorp) Liabilities-to-Assets : 0.82 (As of Mar. 2024)


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What is PFS Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. PFS Bancorp's Total Liabilities for the quarter that ended in Mar. 2024 was $161.73 Mil. PFS Bancorp's Total Assets for the quarter that ended in Mar. 2024 was $197.21 Mil. Therefore, PFS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.82.


PFS Bancorp Liabilities-to-Assets Historical Data

The historical data trend for PFS Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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PFS Bancorp Liabilities-to-Assets Chart

PFS Bancorp Annual Data
Trend Dec22 Dec23
Liabilities-to-Assets
0.88 0.82

PFS Bancorp Quarterly Data
Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial 0.88 - 0.90 0.82 0.82

Competitive Comparison of PFS Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, PFS Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PFS Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PFS Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where PFS Bancorp's Liabilities-to-Assets falls into.



PFS Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

PFS Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=157.934/193.453
=0.82

PFS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=161.725/197.211
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PFS Bancorp  (OTCPK:PFSB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


PFS Bancorp Liabilities-to-Assets Related Terms

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PFS Bancorp (PFS Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1730 Fourth Street, Peru, IL, USA, 61354
PFS Bancorp Inc is a federal chartered mutual savings bank. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers in northern Illinois, primarily LaSalle County, from its two facilities located in Peru, Illinois.
Executives
Jonathan F. Brandt director, other: Vice Chairman of the Board 1730 FOURTH STREET, PERU IL 61354
Brady James J. Iv director 1730 FOURTH STREET, PERU IL 61354
Cynthia L. Kurkowski director 1730 FOURTH STREET, PERU IL 61354
Eric J. Heagy director, officer: President/CEO/CFO/Treasurer 1730 FOURTH STREET, PERU IL 61354
Dale R. Tieman director, officer: EVP/COO/Corporate Secretary 1730 FOURTH STREET, PERU IL 61354
Michael J. Rooney director, other: Chairman of the Board 1730 FOURTH STREET, PERU IL 61354
Christopher J. Vaske officer: SVP and CLO 1730 FOURTH STREET, PERU IL 61354

PFS Bancorp (PFS Bancorp) Headlines

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