Unipol Assicurazioni SpA (CHIX:UNIM) Beginning Cash Position: €1,156 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:UNIM Unipol Assicurazioni SpA CHIX:UNIM
58 GF Score
Price €26.25
GF Value €11.94
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Unipol Assicurazioni SpA Beginning Cash Position?

Unipol Assicurazioni SpA CHIX:UNIM 58 Beginning Cash Position is €1,156 Mil as of Dec. 2025. GuruFocus rates CHIX:UNIM with a GF Score™ of 58/100 and a GF Value™ of €11.94 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Unipol Assicurazioni SpA's Beginning Cash Position for the quarter that ended in Dec. 2025 was €1,156 Mil.

Unipol Assicurazioni SpA's quarterly Beginning Cash Position declined from Dec. 2024 (€2,119 Mil) to Jun. 2025 (€1,713 Mil) and declined from Jun. 2025 (€1,713 Mil) to Dec. 2025 (€1,156 Mil).

Unipol Assicurazioni SpA's annual Beginning Cash Position increased from Dec. 2023 (€1,802 Mil) to Dec. 2024 (€1,818 Mil) but then declined from Dec. 2024 (€1,818 Mil) to Dec. 2025 (€1,713 Mil).


Unipol Assicurazioni SpA Beginning Cash Position Related Terms


Unipol Assicurazioni SpA Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Unipol Assicurazioni SpA's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA Beginning Cash Position Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,094.90 1,939.00 1,802.00 1,818.00 1,713.00

Unipol Assicurazioni SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,460.00 1,818.00 2,119.00 1,713.00 1,156.00
CHIX:UNIM
58GF Score
Unipol Assicurazioni SpA CHIX:UNIM
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unipol Assicurazioni SpA Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €1,156 Mil mean?
Unipol Assicurazioni SpA (CHIX:UNIM) has a Beginning Cash Position of €1,156 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Unipol Assicurazioni SpA and its competitors.
Is Unipol Assicurazioni SpA's Beginning Cash Position too high?
Unipol Assicurazioni SpA's current Beginning Cash Position is €1,156 Mil. Overall, Unipol Assicurazioni SpA has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unipol Assicurazioni SpA's Beginning Cash Position compare to CB and PGR?
Unipol Assicurazioni SpA's Beginning Cash Position of €1,156 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Unipol Assicurazioni SpA and its competitors. Unipol Assicurazioni SpA's current Beginning Cash Position is €1,156 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unipol Assicurazioni SpA stock overvalued right now?
Based on GuruFocus' analysis, Unipol Assicurazioni SpA (CHIX:UNIM) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.94, compared to a current price of €26.25 — trading 119.8% above its estimated fair value. The current Beginning Cash Position is €1,156 Mil. Unipol Assicurazioni SpA's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Unipol Assicurazioni SpA (CHIX:UNIM), the current Beginning Cash Position is €1,156 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unipol Assicurazioni SpA (CHIX:UNIM) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of €26.25 is trading 119.8% above its estimated GF Value™ of €11.94. GuruFocus considers Unipol Assicurazioni SpA to be Significantly Overvalued.

Key valuation signals for CHIX:UNIM:

  • Beginning Cash Position: €1,156 Mil
  • GF Value™: €11.94 vs. price of €26.25 (119.8% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the CHIX:UNIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
58GF Score

Get the complete analysis for CHIX:UNIM

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.25
Price
€11.94
GF Value