Unipol Assicurazioni SpA (CHIX:UNIM) Short-Term Debt: €0 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:UNIM Unipol Assicurazioni SpA CHIX:UNIM
57 GF Score
Price €26.24
GF Value €11.93
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Unipol Assicurazioni SpA Short-Term Debt?

Unipol Assicurazioni SpA CHIX:UNIM 57 Short-Term Debt is €0 Mil as of Dec. 2025. GuruFocus rates CHIX:UNIM with a GF Score™ of 57/100 and a GF Value™ of €11.93 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Unipol Assicurazioni SpA's Short-Term Debt for the quarter that ended in Dec. 2025 was €0 Mil.


Unipol Assicurazioni SpA Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.


Unipol Assicurazioni SpA Short-Term Debt Related Terms


Unipol Assicurazioni SpA Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Unipol Assicurazioni SpA's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA Short-Term Debt Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Unipol Assicurazioni SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CHIX:UNIM
57GF Score
Unipol Assicurazioni SpA CHIX:UNIM
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €0 Mil mean?
Unipol Assicurazioni SpA (CHIX:UNIM) has a Short-Term Debt of €0 Mil as of Dec. 2025.
Is Unipol Assicurazioni SpA's Short-Term Debt too high?
Unipol Assicurazioni SpA's current Short-Term Debt is €0 Mil. Overall, Unipol Assicurazioni SpA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unipol Assicurazioni SpA's Short-Term Debt compare to CB and PGR?
Unipol Assicurazioni SpA's Short-Term Debt of €0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for an Insurance company?
A good Short-Term Debt depends on the Insurance industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Unipol Assicurazioni SpA's current Short-Term Debt is €0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unipol Assicurazioni SpA stock overvalued right now?
Based on GuruFocus' analysis, Unipol Assicurazioni SpA (CHIX:UNIM) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.93, compared to a current price of €26.24 — trading 119.9% above its estimated fair value. The current Short-Term Debt is €0 Mil. Unipol Assicurazioni SpA's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Unipol Assicurazioni SpA (CHIX:UNIM), the current Short-Term Debt is €0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unipol Assicurazioni SpA (CHIX:UNIM) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of €26.24 is trading 119.9% above its estimated GF Value™ of €11.93. GuruFocus considers Unipol Assicurazioni SpA to be Significantly Overvalued.

Key valuation signals for CHIX:UNIM:

  • Short-Term Debt: €0 Mil
  • GF Value™: €11.93 vs. price of €26.24 (119.9% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the CHIX:UNIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
57GF Score

Get the complete analysis for CHIX:UNIM

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.24
Price
€11.93
GF Value