Unipol Assicurazioni SpA (CHIX:UNIM) Net Loan: €625 Mil (As of Dec. 2025)

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CHIX:UNIM Unipol Assicurazioni SpA CHIX:UNIM
57 GF Score
Price €26.25
GF Value €11.96
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Unipol Assicurazioni SpA Net Loan?

Unipol Assicurazioni SpA CHIX:UNIM 57 Net Loan is €625 Mil as of Dec. 2025. GuruFocus rates CHIX:UNIM with a GF Score™ of 57/100 and a GF Value™ of €11.96 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Unipol Assicurazioni SpA's quarterly net loan declined from Dec. 2024 (€808 Mil) to Jun. 2025 (€597 Mil) but then increased from Jun. 2025 (€597 Mil) to Dec. 2025 (€625 Mil).

Unipol Assicurazioni SpA's annual net loan increased from Dec. 2023 (€574 Mil) to Dec. 2024 (€597 Mil) but then declined from Dec. 2024 (€597 Mil) to Dec. 2025 (€625 Mil).

Unipol Assicurazioni SpA Net Loan Historical Data

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The historical data trend for Unipol Assicurazioni SpA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA Net Loan Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 986.50 604.00 574.00 808.00 625.00

Unipol Assicurazioni SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 574.00 686.00 808.00 597.00 625.00
CHIX:UNIM
57GF Score
Unipol Assicurazioni SpA CHIX:UNIM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Unipol Assicurazioni SpA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €625 Mil mean?
Unipol Assicurazioni SpA (CHIX:UNIM) has a Net Loan of €625 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Unipol Assicurazioni SpA and its competitors.
Is Unipol Assicurazioni SpA's Net Loan too high?
Unipol Assicurazioni SpA's current Net Loan is €625 Mil. Overall, Unipol Assicurazioni SpA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unipol Assicurazioni SpA's Net Loan compare to CB and PGR?
Unipol Assicurazioni SpA's Net Loan of €625 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Unipol Assicurazioni SpA and its competitors. Unipol Assicurazioni SpA's current Net Loan is €625 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unipol Assicurazioni SpA stock overvalued right now?
Based on GuruFocus' analysis, Unipol Assicurazioni SpA (CHIX:UNIM) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.96, compared to a current price of €26.25 — trading 119.5% above its estimated fair value. The current Net Loan is €625 Mil. Unipol Assicurazioni SpA's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Unipol Assicurazioni SpA (CHIX:UNIM), the current Net Loan is €625 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unipol Assicurazioni SpA (CHIX:UNIM) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of €26.25 is trading 119.5% above its estimated GF Value™ of €11.96. GuruFocus considers Unipol Assicurazioni SpA to be Significantly Overvalued.

Key valuation signals for CHIX:UNIM:

  • Net Loan: €625 Mil
  • GF Value™: €11.96 vs. price of €26.25 (119.5% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the CHIX:UNIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
57GF Score

Get the complete analysis for CHIX:UNIM

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.25
Price
€11.96
GF Value