VCredit Holdings (HKSE:02003) Beginning Cash Position: HK$1,614.58 Mil (As of Jun. 2026)

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HKSE:02003 VCredit Holdings Ltd HKSE:02003
26 GF Score
Price HK$0.94
GF Value HK$0.58
Valuation Significantly Overvalued
! 2 Warning Signs
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What is VCredit Holdings Beginning Cash Position?

VCredit Holdings HKSE:02003 +3.30% 26 Beginning Cash Position is HK$1,614.58 Mil as of Jun. 2026. GuruFocus rates HKSE:02003 with a GF Score™ of 26/100 and a GF Value™ of HK$0.58 (Significantly Overvalued). The stock has 2 warning signs investors should review.

VCredit Holdings's Beginning Cash Position for the quarter that ended in Jun. 2026 was HK$1,614.58 Mil.

VCredit Holdings's quarterly Beginning Cash Position declined from Jun. 2025 (HK$1,851.03 Mil) to Dec. 2025 (HK$1,807.76 Mil) and declined from Dec. 2025 (HK$1,807.76 Mil) to Jun. 2026 (HK$1,614.58 Mil).

VCredit Holdings's annual Beginning Cash Position declined from Dec. 2023 (HK$1,741.86 Mil) to Dec. 2024 (HK$957.38 Mil) but then increased from Dec. 2024 (HK$957.38 Mil) to Dec. 2025 (HK$1,870.78 Mil).

VCredit Holdings Beginning Cash Position Related Terms

VCredit Holdings Beginning Cash Position Historical Data

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The historical data trend for VCredit Holdings's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VCredit Holdings Beginning Cash Position Chart

VCredit Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,838.95 2,130.82 1,741.86 957.38 1,870.78

VCredit Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 965.34 1,484.66 1,851.03 1,807.76 1,614.58
HKSE:02003
26GF Score
VCredit Holdings Ltd HKSE:02003
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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VCredit Holdings Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of HK$1,614.58 Mil mean?
VCredit Holdings (HKSE:02003) has a Beginning Cash Position of HK$1,614.58 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on VCredit Holdings and its competitors.
Is VCredit Holdings' Beginning Cash Position too high?
VCredit Holdings' current Beginning Cash Position is HK$1,614.58 Mil. Overall, VCredit Holdings has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VCredit Holdings' Beginning Cash Position compare to V and MA?
VCredit Holdings' Beginning Cash Position of HK$1,614.58 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on VCredit Holdings and its competitors. VCredit Holdings's current Beginning Cash Position is HK$1,614.58 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VCredit Holdings stock overvalued right now?
Based on GuruFocus' analysis, VCredit Holdings (HKSE:02003) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.58, compared to a current price of HK$0.94 — trading 62.1% above its estimated fair value. The current Beginning Cash Position is HK$1,614.58 Mil. VCredit Holdings' overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For VCredit Holdings (HKSE:02003), the current Beginning Cash Position is HK$1,614.58 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VCredit Holdings (HKSE:02003) Overvalued in 2026?

Based on GuruFocus' analysis, VCredit Holdings stock appears to be overvalued. The current stock price of HK$0.94 is trading 62.1% above its estimated GF Value™ of HK$0.58. GuruFocus considers VCredit Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:02003:

  • Beginning Cash Position: HK$1,614.58 Mil
  • GF Value™: HK$0.58 vs. price of HK$0.94 (62.1% above fair value)
  • GF Score™: 26/100 with 2 warning signs

No single metric tells the full story. See the HKSE:02003 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VCredit Holdings Business Description

Other Exchanges 5R6:Germany
Address 19th Floor, Two Pacific Place, Suite 1918, 88 Queensway, Hong Kong, HKG, 200085
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
26GF Score

Get the complete analysis for HKSE:02003

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.94
Price
HK$0.58
GF Value