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VCredit Holdings's Total Liabilities for the quarter that ended in Dec. 2025 was HK$5,938.7 Mil.
VCredit Holdings's quarterly Total Liabilities
increased
from Dec. 2024 (HK$7,579.86 Mil) to Jun. 2025 (HK$10,662.23 Mil) but then
declined
from Jun. 2025 (HK$10,662.23 Mil) to Dec. 2025 (HK$5,938.66 Mil).
VCredit Holdings's annual Total Liabilities
declined
from Dec. 2023 (HK$8,494.15 Mil) to Dec. 2024 (HK$7,579.86 Mil) and
declined
from Dec. 2024 (HK$7,579.86 Mil) to Dec. 2025 (HK$5,938.66 Mil).
VCredit Holdings Total Liabilities Related Terms
VCredit Holdings Total Liabilities Historical Data
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The historical data trend for VCredit Holdings's Total Liabilities can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
VCredit Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of HK$5,938.7 Mil mean?
VCredit Holdings (HKSE:02003) has a Total Liabilities of HK$5,938.7 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for VCredit Holdings and its competitors.
Is VCredit Holdings' Total Liabilities too high?
VCredit Holdings' current Total Liabilities is HK$5,938.7 Mil. Overall, VCredit Holdings has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VCredit Holdings' Total Liabilities compare to V and MA?
VCredit Holdings' Total Liabilities of HK$5,938.7 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for VCredit Holdings and its competitors. VCredit Holdings's current Total Liabilities is HK$5,938.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VCredit Holdings stock overvalued right now?
Based on GuruFocus' analysis, VCredit Holdings (HKSE:02003) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.89 — trading 50.8% above its estimated fair value. The current Total Liabilities is HK$5,938.7 Mil. VCredit Holdings' overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For VCredit Holdings (HKSE:02003), the current Total Liabilities is HK$5,938.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VCredit Holdings (HKSE:02003) Overvalued in 2026?
Based on GuruFocus' analysis, VCredit Holdings stock appears to be overvalued.
The current stock price of HK$0.89 is trading 50.8% above its estimated GF Value™ of HK$0.59.
GuruFocus considers VCredit Holdings to be Significantly Overvalued.
Key valuation signals for HKSE:02003:
Total Liabilities: HK$5,938.7 Mil
GF Value™: HK$0.59 vs. price of HK$0.89 (50.8% above fair value)
No single metric tells the full story. See the HKSE:02003 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
21GF Score
Get the complete analysis for HKSE:02003
Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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