PGY (Pagaya Technologies) Beginning Cash Position: $380 Mil (As of Jun. 2026)

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PGY Pagaya Technologies Ltd PGY
78 GF Score
Price $22.00
GF Value $15.43
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pagaya Technologies Beginning Cash Position?

Pagaya Technologies PGY +5.09% 78 Beginning Cash Position is $380 Mil as of Jun. 2026. GuruFocus rates PGY with a GF Score™ of 78/100 and a GF Value™ of $15.43 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pagaya Technologies's Beginning Cash Position for the quarter that ended in Jun. 2026 was $380 Mil.

Pagaya Technologies's quarterly Beginning Cash Position increased from Dec. 2025 ($265 Mil) to Mar. 2026 ($288 Mil) and increased from Mar. 2026 ($288 Mil) to Jun. 2026 ($380 Mil).

Pagaya Technologies's annual Beginning Cash Position declined from Dec. 2023 ($337 Mil) to Dec. 2024 ($223 Mil) but then increased from Dec. 2024 ($223 Mil) to Dec. 2025 ($227 Mil).

Pagaya Technologies Beginning Cash Position Related Terms

Pagaya Technologies Beginning Cash Position Historical Data

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The historical data trend for Pagaya Technologies's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pagaya Technologies Beginning Cash Position Chart

Pagaya Technologies Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 5.88 204.58 337.08 222.54 226.52

Pagaya Technologies Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 229.63 242.03 264.77 288.35 380.03
PGY
78GF Score
Pagaya Technologies Ltd PGY
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Pagaya Technologies Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $380 Mil mean?
Pagaya Technologies (PGY) has a Beginning Cash Position of $380 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Pagaya Technologies and its competitors.
Is Pagaya Technologies' Beginning Cash Position too high?
Pagaya Technologies' current Beginning Cash Position is $380 Mil. Overall, Pagaya Technologies has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pagaya Technologies' Beginning Cash Position compare to PRGS and ATEN?
Pagaya Technologies' Beginning Cash Position of $380 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Software company?
A good Beginning Cash Position depends on the Software industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Pagaya Technologies and its competitors. Pagaya Technologies's current Beginning Cash Position is $380 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pagaya Technologies stock overvalued right now?
Based on GuruFocus' analysis, Pagaya Technologies (PGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.43, compared to a current price of $22.00 — trading 42.6% above its estimated fair value. The current Beginning Cash Position is $380 Mil. Pagaya Technologies' overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Pagaya Technologies (PGY), the current Beginning Cash Position is $380 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pagaya Technologies (PGY) Overvalued in 2026?

Based on GuruFocus' analysis, Pagaya Technologies stock appears to be overvalued. The current stock price of $22.00 is trading 42.6% above its estimated GF Value™ of $15.43. GuruFocus considers Pagaya Technologies to be Significantly Overvalued.

Key valuation signals for PGY:

  • Beginning Cash Position: $380 Mil
  • GF Value™: $15.43 vs. price of $22.00 (42.6% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the PGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pagaya Technologies Business Description

Address 335 Madison Avenue, 16th Floor, New York, NY, USA, 10017
Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.
78GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.00
Price
$15.43
GF Value