PGY (Pagaya Technologies) Institutional Ownership: 39.50% (As of Sep. 02, 2026)

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PGY Pagaya Technologies Ltd PGY
78 GF Score
Price $20.94
GF Value $15.43
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pagaya Technologies Institutional Ownership?

Pagaya Technologies PGY -3.68% 78 Institutional Ownership is 39.50% as of Sep. 02, 2026. GuruFocus rates PGY with a GF Score™ of 78/100 and a GF Value™ of $15.43 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Pagaya Technologies's institutional ownership is 39.50%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Pagaya Technologies's Insider Ownership is 7.38%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Pagaya Technologies's Float Percentage Of Total Shares Outstanding is 84.75%.

Pagaya Technologies Institutional Ownership Historical Data

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The historical data trend for Pagaya Technologies's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pagaya Technologies Institutional Ownership Chart

Pagaya Technologies Historical Data

The historical data trend for Pagaya Technologies can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 16.78 16.93 19.01 18.97 18.40 17.19 17.55 17.67 11.62 11.69
PGY
78GF Score
Pagaya Technologies Ltd PGY
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Pagaya Technologies Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 39.50% mean?
Pagaya Technologies (PGY) has a Institutional Ownership of 39.50% as of Sep. 02, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Pagaya Technologies and its competitors.
Is Pagaya Technologies' Institutional Ownership too high?
Pagaya Technologies' current Institutional Ownership is 39.50%. Overall, Pagaya Technologies has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pagaya Technologies' Institutional Ownership compare to PRGS and ATEN?
Pagaya Technologies' Institutional Ownership of 39.50% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Software company?
A good Institutional Ownership depends on the Software industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Pagaya Technologies and its competitors. Pagaya Technologies's current Institutional Ownership is 39.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pagaya Technologies stock overvalued right now?
Based on GuruFocus' analysis, Pagaya Technologies (PGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.43, compared to a current price of $20.94 — trading 35.7% above its estimated fair value. The current Institutional Ownership is 39.50%. Pagaya Technologies' overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Pagaya Technologies (PGY), the current Institutional Ownership is 39.50% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pagaya Technologies (PGY) Overvalued in 2026?

Based on GuruFocus' analysis, Pagaya Technologies stock appears to be overvalued. The current stock price of $20.94 is trading 35.7% above its estimated GF Value™ of $15.43. GuruFocus considers Pagaya Technologies to be Significantly Overvalued.

Key valuation signals for PGY:

  • Institutional Ownership: 39.50%
  • GF Value™: $15.43 vs. price of $20.94 (35.7% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the PGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pagaya Technologies Business Description

Address 335 Madison Avenue, 16th Floor, New York, NY, USA, 10017
Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.
78GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.94
Price
$15.43
GF Value