PGY (Pagaya Technologies) Days Inventory: 0.00 (As of Mar. 2026)

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PGY Pagaya Technologies Ltd PGY
76 GF Score
Price $17.15
GF Value $15.37
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Pagaya Technologies Days Inventory?

Pagaya Technologies PGY -1.94% 76 Days Inventory is 0.00 as of Mar. 2026. GuruFocus rates PGY with a GF Score™ of 76/100 and a GF Value™ of $15.37 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,652 Software companies, Pagaya Technologies ranks worse than 60532.63% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Pagaya Technologies's Average Total Inventories for the three months ended in Mar. 2026 was $0 Mil. Pagaya Technologies's Cost of Goods Sold for the three months ended in Mar. 2026 was $178 Mil. Hence, Pagaya Technologies's Days Inventory for the three months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Pagaya Technologies's Days Inventory or its related term are showing as below:

PGY's Days Inventory is not ranked *
in the Software industry.
Industry Median: 20.47
* Ranked among companies with meaningful Days Inventory only.

Pagaya Technologies's Days Inventory stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00).

Inventory Turnover measures how fast the company turns over its inventory within a year.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Pagaya Technologies's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.00.


Pagaya Technologies  (NAS:PGY) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Pagaya Technologies's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Pagaya Technologies's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Pagaya Technologies Days Inventory Related Terms


Pagaya Technologies Days Inventory Historical Data

* Premium members only.

The historical data trend for Pagaya Technologies's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pagaya Technologies Days Inventory Chart

Pagaya Technologies Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Pagaya Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PGY vs PICS, AI, RDWR: Days Inventory Comparison

For the Software - Infrastructure subindustry, Pagaya Technologies's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pagaya Technologies Days Inventory vs Software Industry

For the Software industry and Technology sector, Pagaya Technologies's Days Inventory distribution charts can be found below:

* The bar in red indicates where Pagaya Technologies's Days Inventory falls into.


PGY
76GF Score
Pagaya Technologies Ltd PGY
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pagaya Technologies Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Pagaya Technologies's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0 + 0) / 1 ) / 749.169*365
=0 / 749.169*365
=0.00

Pagaya Technologies's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0) / 1 ) / 177.561*365 / 4
=0 / 177.561*365 / 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 0.00 mean?
Pagaya Technologies (PGY) has a Days Inventory of 0.00 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Pagaya Technologies and its competitors. According to the industry distribution chart, Pagaya Technologies ranks #999999 out of 1652 companies in the Software industry.
Is Pagaya Technologies' Days Inventory too high?
Pagaya Technologies' current Days Inventory is 0.00. Based on the distribution chart, Pagaya Technologies ranks #999999 out of 1652 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Pagaya Technologies has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pagaya Technologies' Days Inventory compare to PICS and AI?
According to the Software industry distribution chart, Pagaya Technologies ranks #999999 out of 1652 companies for Days Inventory. This places Pagaya Technologies in the lower half of its industry. The industry median Days Inventory is 20.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Software company?
The median Days Inventory among Software companies is 20.47, based on 1,652 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Pagaya Technologies and its competitors. For the Software industry, the median Days Inventory is 20.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pagaya Technologies's current Days Inventory is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pagaya Technologies stock overvalued right now?
Based on GuruFocus' analysis, Pagaya Technologies (PGY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.37, compared to a current price of $17.15 — trading 11.6% above its estimated fair value. The current Days Inventory is 0.00. Pagaya Technologies' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Pagaya Technologies (PGY), the current Days Inventory is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pagaya Technologies (PGY) Overvalued in 2026?

Based on GuruFocus' analysis, Pagaya Technologies stock appears to be overvalued. The current stock price of $17.15 is trading 11.6% above its estimated GF Value™ of $15.37. GuruFocus considers Pagaya Technologies to be Modestly Overvalued.

Key valuation signals for PGY:

  • Days Inventory: 0.00
  • GF Value™: $15.37 vs. price of $17.15 (11.6% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the PGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pagaya Technologies Business Description

Address 335 Madison Avenue, 16th Floor, New York, NY, USA, 10017
Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.
76GF Score

Get the complete analysis for PGY

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.15
Price
$15.37
GF Value