UNBK (United National Bank) Beginning Cash Position: $39.31 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNBK United National Bank UNBK
59 GF Score
Price $54.50
GF Value $54.95
Valuation Fairly Valued
! 1 Warning Sign
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What is United National Bank Beginning Cash Position?

United National Bank UNBK 59 Beginning Cash Position is $39.31 Mil as of Dec. 2025. GuruFocus rates UNBK with a GF Score™ of 59/100 and a GF Value™ of $54.95 (Fairly Valued). The stock has 1 warning sign investors should review.

United National Bank's Beginning Cash Position for the quarter that ended in Dec. 2025 was $39.31 Mil.

United National Bank's quarterly Beginning Cash Position declined from Dec. 2023 ($47.34 Mil) to Dec. 2024 ($43.78 Mil) and declined from Dec. 2024 ($43.78 Mil) to Dec. 2025 ($39.31 Mil).

United National Bank's annual Beginning Cash Position declined from Dec. 2023 ($47.34 Mil) to Dec. 2024 ($43.78 Mil) and declined from Dec. 2024 ($43.78 Mil) to Dec. 2025 ($39.31 Mil).

United National Bank Beginning Cash Position Related Terms

United National Bank Beginning Cash Position Historical Data

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The historical data trend for United National Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United National Bank Beginning Cash Position Chart

United National Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 32.87 72.49 47.34 43.78 39.31

United National Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial 32.87 72.49 47.34 43.78 39.31
UNBK
59GF Score
United National Bank UNBK
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United National Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $39.31 Mil mean?
United National Bank (UNBK) has a Beginning Cash Position of $39.31 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on United National Bank and its competitors.
Is United National Bank's Beginning Cash Position too high?
United National Bank's current Beginning Cash Position is $39.31 Mil. Overall, United National Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United National Bank's Beginning Cash Position compare to ESBS and MBBC?
United National Bank's Beginning Cash Position of $39.31 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on United National Bank and its competitors. United National Bank's current Beginning Cash Position is $39.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United National Bank stock overvalued right now?
Based on GuruFocus' analysis, United National Bank (UNBK) is currently considered Fairly Valued. The stock's GF Value™ is $54.95, compared to a current price of $54.50 — trading 0.8% below its estimated fair value. The current Beginning Cash Position is $39.31 Mil. United National Bank's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For United National Bank (UNBK), the current Beginning Cash Position is $39.31 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United National Bank (UNBK) Overvalued in 2026?

Based on GuruFocus' analysis, United National Bank stock appears to be undervalued. The current stock price of $54.50 is trading 0.8% below its estimated GF Value™ of $54.95. GuruFocus considers United National Bank to be Fairly Valued.

Key valuation signals for UNBK:

  • Beginning Cash Position: $39.31 Mil
  • GF Value™: $54.95 vs. price of $54.50 (0.8% below fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the UNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United National Bank Business Description

Address 722 North Broad Street, P.O. Box 150, Cairo, GA, USA, 39828
United National Bank is a United States-based company engaged in the banking services business. The Bank accepts deposits, makes loans, and provides other services for the public. The bank's portfolio segments are Construction and development, Real estate - mortgage, Commercial real estate, Commercial and industrial, Farmland and agricultural, Other.
59GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.50
Price
$54.95
GF Value