United National Bank's quarterly market cap
increased
from Dec. 2023 ($34.21 Mil) to Dec. 2024 ($41.06 Mil) and
increased
from Dec. 2024 ($41.06 Mil) to Dec. 2025 ($45.48 Mil).
United National Bank's annual market cap
increased
from Dec. 2023 ($34.21 Mil) to Dec. 2024 ($41.06 Mil) and
increased
from Dec. 2024 ($41.06 Mil) to Dec. 2025 ($45.48 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. United National Bank's Enterprise Value for Today is $-0.15 Mil.
United National Bank (OTCPK:UNBK) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
United National Bank Market Cap Related Terms
United National Bank Market Cap Historical Data
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The historical data trend for United National Bank's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, United National Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United National Bank Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, United National Bank's Market Cap distribution charts can be found below:
* The bar in red indicates where United National Bank's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
United National Bank's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United National Bank (UNBK) has a Market Cap of $45.08 Mil as of Jun. 28, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on United National Bank and its competitors. According to the industry distribution chart, United National Bank ranks #1407 out of 1548 companies in the Banks industry, placing it in the top 90.9%.
Is United National Bank's Market Cap too high?
United National Bank's current Market Cap is $45.08 Mil. The Banks industry median Market Cap is 708.19. United National Bank's value of $45.08 Mil is 93.6% below this industry median. Based on the distribution chart, United National Bank ranks #1407 out of 1548 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United National Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United National Bank's Market Cap compare to QNTO and LUMB?
According to the Banks industry distribution chart, United National Bank ranks #1407 out of 1548 companies for Market Cap. This places United National Bank in the lower half of its industry. The industry median Market Cap is 708.19. United National Bank's value of $45.08 Mil is 93.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 708.19, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United National Bank's current Market Cap of $45.08 Mil is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on United National Bank and its competitors. For the Banks industry, the median Market Cap is 708.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United National Bank's current Market Cap is $45.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United National Bank stock overvalued right now?
Based on GuruFocus' analysis, United National Bank (UNBK) is currently considered Fairly Valued. The stock's GF Value™ is $54.62, compared to a current price of $56.01 — trading 2.5% above its estimated fair value. The current Market Cap is $45.08 Mil and 93.6% below the Banks industry median of 708.19. United National Bank's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For United National Bank (UNBK), the current Market Cap is $45.08 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United National Bank (UNBK) Overvalued in 2026?
Based on GuruFocus' analysis, United National Bank stock appears to be overvalued.
The current stock price of $56.01 is trading 2.5% above its estimated GF Value™ of $54.62.
GuruFocus considers United National Bank to be Fairly Valued.
Key valuation signals for UNBK:
Market Cap: $45.08 Mil
GF Value™: $54.62 vs. price of $56.01 (2.5% above fair value)
Industry Position: 93.6% below the Banks median (#1407 of 1548)
No single metric tells the full story. See the UNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United National Bank is a United States-based company engaged in the banking services business. The Bank accepts deposits, makes loans, and provides other services for the public. The bank's portfolio segments are Construction and development, Real estate - mortgage, Commercial real estate, Commercial and industrial, Farmland and agricultural, Other.
54GF Score
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