UNBK (United National Bank) Tax Rate %: 24.92% (As of Dec. 2025)

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UNBK United National Bank UNBK
59 GF Score
Price $54.50
GF Value $54.95
Valuation Fairly Valued
! 1 Warning Sign
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What is United National Bank Tax Rate %?

United National Bank UNBK 59 Tax Rate % is 24.92% as of Dec. 2025. GuruFocus rates UNBK with a GF Score™ of 59/100 and a GF Value™ of $54.95 (Fairly Valued). The stock has 1 warning sign investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. United National Bank's Tax Expense for the six months ended in Dec. 2025 was $1.47 Mil. United National Bank's Pre-Tax Income for the six months ended in Dec. 2025 was $5.91 Mil. Therefore, United National Bank's Tax Rate % for the quarter that ended in Dec. 2025 was 24.92%.


United National Bank Tax Rate % Related Terms


United National Bank Tax Rate % Historical Data

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The historical data trend for United National Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United National Bank Tax Rate % Chart

United National Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 25.98 26.07 22.48 24.02 24.92

United National Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial 25.98 26.07 22.48 24.02 24.92
UNBK
59GF Score
United National Bank UNBK
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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United National Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

United National Bank's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1.472/5.908
=24.92 %

United National Bank's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=1.472/5.908
=24.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 24.92% mean?
United National Bank (UNBK) has a Tax Rate % of 24.92% as of Dec. 2025.
Is United National Bank's Tax Rate % too high?
United National Bank's current Tax Rate % is 24.92%. Overall, United National Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United National Bank's Tax Rate % compare to ESBS and MBBC?
United National Bank's Tax Rate % of 24.92% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. United National Bank's current Tax Rate % is 24.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United National Bank stock overvalued right now?
Based on GuruFocus' analysis, United National Bank (UNBK) is currently considered Fairly Valued. The stock's GF Value™ is $54.95, compared to a current price of $54.50 — trading 0.8% below its estimated fair value. The current Tax Rate % is 24.92%. United National Bank's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For United National Bank (UNBK), the current Tax Rate % is 24.92% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United National Bank (UNBK) Overvalued in 2026?

Based on GuruFocus' analysis, United National Bank stock appears to be undervalued. The current stock price of $54.50 is trading 0.8% below its estimated GF Value™ of $54.95. GuruFocus considers United National Bank to be Fairly Valued.

Key valuation signals for UNBK:

  • Tax Rate %: 24.92%
  • GF Value™: $54.95 vs. price of $54.50 (0.8% below fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the UNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United National Bank Business Description

Address 722 North Broad Street, P.O. Box 150, Cairo, GA, USA, 39828
United National Bank is a United States-based company engaged in the banking services business. The Bank accepts deposits, makes loans, and provides other services for the public. The bank's portfolio segments are Construction and development, Real estate - mortgage, Commercial real estate, Commercial and industrial, Farmland and agricultural, Other.
59GF Score

Get the complete analysis for UNBK

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.50
Price
$54.95
GF Value