UNBK (United National Bank) Total Noninterest Expense: $8.67 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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UNBK United National Bank UNBK
63 GF Score
Price $54.50
GF Value $55.03
Valuation Fairly Valued
! 1 Warning Sign
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What is United National Bank Total Noninterest Expense?

United National Bank UNBK 63 Total Noninterest Expense is $8.67 Mil as of Dec. 2025. GuruFocus rates UNBK with a GF Score™ of 63/100 and a GF Value™ of $55.03 (Fairly Valued). The stock has 1 warning sign investors should review.

United National Bank's Total Noninterest Expense for the six months ended in Dec. 2025 was $8.67 Mil. United National Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $8.67 Mil.


United National Bank Total Noninterest Expense Related Terms


United National Bank Total Noninterest Expense Historical Data

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The historical data trend for United National Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United National Bank Total Noninterest Expense Chart

United National Bank Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 6.77 7.15 8.26 9.07 8.67

United National Bank Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial 6.77 7.15 8.26 9.07 8.67
UNBK
63GF Score
United National Bank UNBK
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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United National Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $8.67 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $8.67 Mil mean?
United National Bank (UNBK) has a Total Noninterest Expense of $8.67 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on United National Bank and its competitors.
Is United National Bank's Total Noninterest Expense too high?
United National Bank's current Total Noninterest Expense is $8.67 Mil. Overall, United National Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United National Bank's Total Noninterest Expense compare to ESBS and MBBC?
United National Bank's Total Noninterest Expense of $8.67 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on United National Bank and its competitors. United National Bank's current Total Noninterest Expense is $8.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United National Bank stock overvalued right now?
Based on GuruFocus' analysis, United National Bank (UNBK) is currently considered Fairly Valued. The stock's GF Value™ is $55.03, compared to a current price of $54.50 — trading 1% below its estimated fair value. The current Total Noninterest Expense is $8.67 Mil. United National Bank's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For United National Bank (UNBK), the current Total Noninterest Expense is $8.67 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United National Bank (UNBK) Overvalued in 2026?

Based on GuruFocus' analysis, United National Bank stock appears to be undervalued. The current stock price of $54.50 is trading 1% below its estimated GF Value™ of $55.03. GuruFocus considers United National Bank to be Fairly Valued.

Key valuation signals for UNBK:

  • Total Noninterest Expense: $8.67 Mil
  • GF Value™: $55.03 vs. price of $54.50 (1% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the UNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United National Bank Business Description

Address 722 North Broad Street, P.O. Box 150, Cairo, GA, USA, 39828
United National Bank is a United States-based company engaged in the banking services business. The Bank accepts deposits, makes loans, and provides other services for the public. The bank's portfolio segments are Construction and development, Real estate - mortgage, Commercial real estate, Commercial and industrial, Farmland and agricultural, Other.
63GF Score

Get the complete analysis for UNBK

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.50
Price
$55.03
GF Value