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Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-06), Mahindra & Mahindra Financial Services's Beta is 1.6423.
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
Mahindra & Mahindra Financial Services Beta Related Terms
Mahindra & Mahindra Financial Services Beta Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mahindra & Mahindra Financial Services Beta Chart
Mahindra & Mahindra Financial Services Annual Data
For the Credit Services subindustry, Mahindra & Mahindra Financial Services's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahindra & Mahindra Financial Services Beta vs Credit Services Industry
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Mahindra & Mahindra Financial Services (BOM:532720) has a Beta of 1.6423 as of Aug. 06, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Mahindra & Mahindra Financial Services and its competitors.
Is Mahindra & Mahindra Financial Services' Beta too high?
Mahindra & Mahindra Financial Services' current Beta is 1.6423. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' Beta compare to V and MA?
Mahindra & Mahindra Financial Services' Beta of 1.6423 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Credit Services company?
A good Beta depends on the Credit Services industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current Beta is 1.6423. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (BOM:532720) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹352.80, compared to a current price of ₹398.10 — trading 12.8% above its estimated fair value. The current Beta is 1.6423. Mahindra & Mahindra Financial Services' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (BOM:532720), the current Beta is 1.6423 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (BOM:532720) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be overvalued.
The current stock price of ₹398.10 is trading 12.8% above its estimated GF Value™ of ₹352.80.
GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:532720:
Beta: 1.6423
GF Value™: ₹352.80 vs. price of ₹398.10 (12.8% above fair value)
No single metric tells the full story. See the BOM:532720 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
72GF Score
Get the complete analysis for BOM:532720
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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