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Mahindra & Mahindra Financial Services has the GF Score of 72, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Mahindra & Mahindra Financial Services GF Score Related Terms
BOM:532720 vs V, MA, AXP: GF Score Comparison
For the Credit Services subindustry, Mahindra & Mahindra Financial Services's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mahindra & Mahindra Financial Services GF Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mahindra & Mahindra Financial Services's GF Score distribution charts can be found below:
* The bar in red indicates where Mahindra & Mahindra Financial Services's GF Score falls into.
Mahindra & Mahindra Financial Services (BOM:532720) has a GF Score of 72 as of Aug. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mahindra & Mahindra Financial Services and its competitors. This is near median its historical median of 78.00. Over the past decade, Mahindra & Mahindra Financial Services' GF Score has ranged from 58.00 to 89.00.
Is Mahindra & Mahindra Financial Services' GF Score too high?
Mahindra & Mahindra Financial Services' current GF Score of 72 is near median its 10-year median of 78.00. Over the past 10 years, this metric has ranged from a low of 58.00 to a high of 89.00. Overall, Mahindra & Mahindra Financial Services has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mahindra & Mahindra Financial Services' GF Score compare to V and MA?
Mahindra & Mahindra Financial Services' GF Score of 72 can be compared against companies in the Credit Services industry. Historically, Mahindra & Mahindra Financial Services' own GF Score has ranged from 58.00 to 89.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mahindra & Mahindra Financial Services and its competitors. Mahindra & Mahindra Financial Services's current GF Score is 72, which is near median its own 10-year median of 78.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mahindra & Mahindra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services (BOM:532720) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹352.86, compared to a current price of ₹398.10 — trading 12.8% above its estimated fair value. The current GF Score is 72, which is near median its 10-year median of 78.00. Mahindra & Mahindra Financial Services' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Mahindra & Mahindra Financial Services (BOM:532720), the current GF Score is 72 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mahindra & Mahindra Financial Services (BOM:532720) Overvalued in 2026?
Based on GuruFocus' analysis, Mahindra & Mahindra Financial Services stock appears to be overvalued.
The current stock price of ₹398.10 is trading 12.8% above its estimated GF Value™ of ₹352.86.
GuruFocus considers Mahindra & Mahindra Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:532720:
GF Score: 72 (near median its 10-year median of 78.00)
GF Value™: ₹352.86 vs. price of ₹398.10 (12.8% above fair value)
No single metric tells the full story. See the BOM:532720 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mahindra & Mahindra Financial Services Ltd is a nonbanking financial company engaged in financing new and pre-owned auto, utility vehicles, tractors, passenger cars and commercial vehicles through its pan India branch network. The company has a diversified lending portfolio across retail, small and medium enterprises and commercial customers with a presence in rural and semi-urban India. The company has two segments : Financing Activities, that includes financing and leasing of automobiles, tractors, commercial vehicles, SMEs and housing finance.; and Other reconciling items which consists insurance broking, asset management services and trusteeship services. It derives maximum revenue from Financing Activities.
72GF Score
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