Galada Finance (BOM:538881) Beta: 1.4758 (As of Sep. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538881 Galada Finance Ltd BOM:538881
71 GF Score
Price ₹30.50
GF Value ₹38.32
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Galada Finance Beta?

Galada Finance BOM:538881 -4.69% 71 Beta is 1.4758 as of Sep. 04, 2026. GuruFocus rates BOM:538881 with a GF Score™ of 71/100 and a GF Value™ of ₹38.32 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-09-04), Galada Finance's Beta is 1.4758.


Galada Finance  (BOM:538881) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Galada Finance Beta Related Terms


Galada Finance Beta Historical Data

* Premium members only.

The historical data trend for Galada Finance's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Galada Finance Beta Chart

Galada Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.02 -0.05 -0.01 -0.06 0.43

Galada Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 -0.28 -0.08 0.43 1.22

BOM:538881 vs V, MA, AXP: Beta Comparison

For the Credit Services subindustry, Galada Finance's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Galada Finance Beta vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Galada Finance's Beta distribution charts can be found below:

* The bar in red indicates where Galada Finance's Beta falls into.


BOM:538881
71GF Score
Galada Finance Ltd BOM:538881
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Galada Finance Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 1.4758 mean?
Galada Finance (BOM:538881) has a Beta of 1.4758 as of Sep. 04, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Galada Finance and its competitors.
Is Galada Finance's Beta too high?
Galada Finance's current Beta is 1.4758. Overall, Galada Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Galada Finance's Beta compare to V and MA?
Galada Finance's Beta of 1.4758 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Credit Services company?
A good Beta depends on the Credit Services industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Galada Finance and its competitors. Galada Finance's current Beta is 1.4758. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Galada Finance stock overvalued right now?
Based on GuruFocus' analysis, Galada Finance (BOM:538881) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹38.32, compared to a current price of ₹30.50 — trading 20.4% below its estimated fair value. The current Beta is 1.4758. Galada Finance's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Galada Finance (BOM:538881), the current Beta is 1.4758 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Galada Finance (BOM:538881) Overvalued in 2026?

Based on GuruFocus' analysis, Galada Finance stock appears to be undervalued. The current stock price of ₹30.50 is trading 20.4% below its estimated GF Value™ of ₹38.32. GuruFocus considers Galada Finance to be Modestly Undervalued.

Key valuation signals for BOM:538881:

  • Beta: 1.4758
  • GF Value™: ₹38.32 vs. price of ₹30.50 (20.4% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BOM:538881 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Galada Finance Business Description

Address Shaffee Mohammed Road, Shanti Sadan, Old Number 4, New Number 7, Thousand Lights, Chennai, TN, IND, 600 006
Galada Finance Ltd is an Indian-based non-banking financial company engaged in the business of financing. The company's services include Automobile Financing, Machinery and Equipment Financing, Insurance Solutions, and much more. Geographically, it operates only in India. The revenue is generated from interest receipts- financing operations. The company is mainly engaged in the business of lending across retail, SME, and commercial customers with a presence in urban and rural India.
71GF Score

Get the complete analysis for BOM:538881

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.50
Price
₹38.32
GF Value