Galada Finance (BOM:538881) E10: ₹0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538881 Galada Finance Ltd BOM:538881
71 GF Score
Price ₹30.50
GF Value ₹38.32
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Galada Finance E10?

Galada Finance BOM:538881 -4.69% 71 E10 is ₹0.00 as of Jun. 2026. GuruFocus rates BOM:538881 with a GF Score™ of 71/100 and a GF Value™ of ₹38.32 (Modestly Undervalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Galada Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹0.320. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.00 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-04), Galada Finance's current stock price is ₹30.50. Galada Finance's E10 for the quarter that ended in Jun. 2026 was ₹0.00. Galada Finance's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Galada Finance was 6635.82. The lowest was 127.27. And the median was 227.50.


Galada Finance  (BOM:538881) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Galada Finance was 6635.82. The lowest was 127.27. And the median was 227.50.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Galada Finance E10 Related Terms


Galada Finance E10 Historical Data

* Premium members only.

The historical data trend for Galada Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Galada Finance E10 Chart

Galada Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.11 -0.01 0.01

Galada Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.02 -0.02 -0.01 0.01 0.00

BOM:538881 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Galada Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Galada Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Galada Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Galada Finance's Shiller PE Ratio falls into.


BOM:538881
71GF Score
Galada Finance Ltd BOM:538881
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Galada Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Galada Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.32/167.3573*167.3573
=0.320

Current CPI (Jun. 2026) = 167.3573.

Galada Finance Quarterly Data

per share eps CPI Adj_EPS
201609 0.220 105.961 0.347
201612 0.240 105.196 0.382
201703 0.080 105.196 0.127
201706 0.380 107.109 0.594
201709 0.240 109.021 0.368
201712 0.030 109.404 0.046
201803 -0.210 109.786 -0.320
201806 0.167 111.317 0.251
201809 -0.034 115.142 -0.049
201812 -0.365 115.142 -0.531
201903 -0.451 118.202 -0.639
201906 -0.034 120.880 -0.047
201909 -1.280 123.175 -1.739
201912 0.020 126.235 0.027
202003 -1.010 124.705 -1.355
202006 0.010 127.000 0.013
202009 -0.140 130.118 -0.180
202012 -0.320 130.889 -0.409
202103 0.220 131.771 0.279
202106 -0.870 134.084 -1.086
202109 0.060 135.847 0.074
202112 0.140 138.161 0.170
202203 -0.260 138.822 -0.313
202206 -0.210 142.347 -0.247
202209 -0.210 144.661 -0.243
202212 0.220 145.763 0.253
202303 0.280 146.865 0.319
202306 0.020 150.280 0.022
202309 0.310 151.492 0.342
202312 0.146 152.924 0.160
202403 0.652 153.035 0.713
202406 0.110 155.789 0.118
202409 0.120 157.882 0.127
202412 0.110 158.323 0.116
202503 0.500 157.552 0.531
202506 0.130 159.755 0.136
202509 0.250 162.289 0.258
202512 0.350 163.281 0.359
202603 0.740 164.272 0.754
202606 0.320 167.357 0.320

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.00 mean?
Galada Finance (BOM:538881) has a E10 of ₹0.00 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Galada Finance and its competitors.
Is Galada Finance's E10 too high?
Galada Finance's current E10 is ₹0.00. Overall, Galada Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Galada Finance's E10 compare to V and MA?
Galada Finance's E10 of ₹0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Galada Finance and its competitors. Galada Finance's current E10 is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Galada Finance stock overvalued right now?
Based on GuruFocus' analysis, Galada Finance (BOM:538881) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹38.32, compared to a current price of ₹30.50 — trading 20.4% below its estimated fair value. The current E10 is ₹0.00. Galada Finance's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Galada Finance (BOM:538881), the current E10 is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Galada Finance (BOM:538881) Overvalued in 2026?

Based on GuruFocus' analysis, Galada Finance stock appears to be undervalued. The current stock price of ₹30.50 is trading 20.4% below its estimated GF Value™ of ₹38.32. GuruFocus considers Galada Finance to be Modestly Undervalued.

Key valuation signals for BOM:538881:

  • E10: ₹0.00
  • GF Value™: ₹38.32 vs. price of ₹30.50 (20.4% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BOM:538881 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Galada Finance Business Description

Address Shaffee Mohammed Road, Shanti Sadan, Old Number 4, New Number 7, Thousand Lights, Chennai, TN, IND, 600 006
Galada Finance Ltd is an Indian-based non-banking financial company engaged in the business of financing. The company's services include Automobile Financing, Machinery and Equipment Financing, Insurance Solutions, and much more. Geographically, it operates only in India. The revenue is generated from interest receipts- financing operations. The company is mainly engaged in the business of lending across retail, SME, and commercial customers with a presence in urban and rural India.
71GF Score

Get the complete analysis for BOM:538881

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.50
Price
₹38.32
GF Value