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Galada FinanceBOM:538881 -4.69%71 EBITDA Margin % is 20.18% as of Jun. 2026, which is 9% below its 10-year median of 22.19. GuruFocus rates BOM:538881 with a GF Score™ of 71/100 and a GF Value™ of ₹38.34 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 416 Credit Services companies, Galada Finance ranks better than 54.81% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Galada Finance's EBITDA for the
three
months ended in Jun. 2026 was ₹1.53 Mil. Galada Finance's Revenue for the
three
months ended in Jun. 2026 was ₹7.59 Mil. Therefore, Galada Finance's EBITDA margin for the quarter that ended in Jun. 2026 was 20.18%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Galada Finance EBITDA Margin % Related Terms
Galada Finance EBITDA Margin % Historical Data
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The historical data trend for Galada Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538881 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Galada Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Galada Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Galada Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Galada Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Galada Finance (BOM:538881) has a EBITDA Margin % of 20.18% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Galada Finance and its competitors. This is near median its historical median of 22.19. According to the industry distribution chart, Galada Finance ranks #188 out of 416 companies in the Credit Services industry, placing it in the top 45.2%.
Is Galada Finance's EBITDA Margin % too high?
Galada Finance's current EBITDA Margin % of 20.18% is near median its 10-year median of 22.19. The Credit Services industry median EBITDA Margin % is 23.26. Galada Finance's value of 20.18% is 13.2% below this industry median. Based on the distribution chart, Galada Finance ranks #188 out of 416 companies in the Credit Services industry, which is above the industry midpoint. Overall, Galada Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Galada Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Galada Finance ranks #188 out of 416 companies for EBITDA Margin %. This puts Galada Finance in the upper half of its industry. The industry median EBITDA Margin % is 23.26. Galada Finance's value of 20.18% is 13.2% below this benchmark. While the company's 10-year median is 22.19 vs. the industry median of 23.26, Galada Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.26, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Galada Finance's current EBITDA Margin % of 20.18% is 13.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Galada Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Galada Finance's current EBITDA Margin % is 20.18%, which is near median its own 10-year median of 22.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Galada Finance stock overvalued right now?
Based on GuruFocus' analysis, Galada Finance (BOM:538881) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹38.34, compared to a current price of ₹30.50 — trading 20.4% below its estimated fair value. The current EBITDA Margin % is 20.18%, which is near median its 10-year median of 22.19 and 13.2% below the Credit Services industry median of 23.26. Galada Finance's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Galada Finance (BOM:538881), the current EBITDA Margin % is 20.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Galada Finance (BOM:538881) Overvalued in 2026?
Based on GuruFocus' analysis, Galada Finance stock appears to be undervalued.
The current stock price of ₹30.50 is trading 20.4% below its estimated GF Value™ of ₹38.34.
GuruFocus considers Galada Finance to be Modestly Undervalued.
Key valuation signals for BOM:538881:
EBITDA Margin %: 20.18% (near median its 10-year median of 22.19)
GF Value™: ₹38.34 vs. price of ₹30.50 (20.4% below fair value)
Industry Position: 13.2% below the Credit Services median (#188 of 416)
No single metric tells the full story. See the BOM:538881 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Galada Finance Ltd is an Indian-based non-banking financial company engaged in the business of financing. The company's services include Automobile Financing, Machinery and Equipment Financing, Insurance Solutions, and much more. Geographically, it operates only in India. The revenue is generated from interest receipts- financing operations. The company is mainly engaged in the business of lending across retail, SME, and commercial customers with a presence in urban and rural India.
71GF Score
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