CNBB (CNB Community Bancorp) Beta: 0.1163 (As of Jul. 26, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNBB CNB Community Bancorp Inc CNBB
59 GF Score
Price $51.00
GF Value $48.63
Valuation Fairly Valued
! 6 Warning Signs
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What is CNB Community Bancorp Beta?

CNB Community Bancorp CNBB 59 Beta is 0.1163 as of Jul. 26, 2026. GuruFocus rates CNBB with a GF Score™ of 59/100 and a GF Value™ of $48.63 (Fairly Valued). The stock has 6 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-26), CNB Community Bancorp's Beta is 0.1163.


CNB Community Bancorp  (OTCPK:CNBB) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


CNB Community Bancorp Beta Related Terms


CNB Community Bancorp Beta Historical Data

* Premium members only.

The historical data trend for CNB Community Bancorp's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB Community Bancorp Beta Chart

CNB Community Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only 0.32 0.39 0.48 0.37 -0.02

CNB Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 -0.02 0.05 0.12

CNBB vs AUBN, BYLB, PBHC: Beta Comparison

For the Banks - Regional subindustry, CNB Community Bancorp's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Community Bancorp Beta vs Banks Industry

For the Banks industry and Financial Services sector, CNB Community Bancorp's Beta distribution charts can be found below:

* The bar in red indicates where CNB Community Bancorp's Beta falls into.


CNBB
59GF Score
CNB Community Bancorp Inc CNBB
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB Community Bancorp Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.1163 mean?
CNB Community Bancorp (CNBB) has a Beta of 0.1163 as of Jul. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for CNB Community Bancorp and its competitors.
Is CNB Community Bancorp's Beta too high?
CNB Community Bancorp's current Beta is 0.1163. Overall, CNB Community Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB Community Bancorp's Beta compare to AUBN and BYLB?
CNB Community Bancorp's Beta of 0.1163 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for CNB Community Bancorp and its competitors. CNB Community Bancorp's current Beta is 0.1163. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CNB Community Bancorp (CNBB) is currently considered Fairly Valued. The stock's GF Value™ is $48.63, compared to a current price of $51.00 — trading 4.9% above its estimated fair value. The current Beta is 0.1163. CNB Community Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For CNB Community Bancorp (CNBB), the current Beta is 0.1163 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Community Bancorp (CNBB) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Community Bancorp stock appears to be overvalued. The current stock price of $51.00 is trading 4.9% above its estimated GF Value™ of $48.63. GuruFocus considers CNB Community Bancorp to be Fairly Valued.

Key valuation signals for CNBB:

  • Beta: 0.1163
  • GF Value™: $48.63 vs. price of $51.00 (4.9% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the CNBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNB Community Bancorp Business Description

Address 1 South Howell Street, Hillsdale, MI, USA, 49242
CNB Community Bancorp Inc is a United States based bank holding company of County National Bank. The bank engaged in offering personal banking and business banking services. It provides checking accounts services, savings accounts services, loans, mortgages, Certificate of deposit, debit card and credit cards, among other services. In addition, the bank is also involved in the Trust and Investment activities.
59GF Score

Get the complete analysis for CNBB

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.00
Price
$48.63
GF Value