CNBB (CNB Community Bancorp) 5-Year Yield-on-Cost %: 2.98 (As of Sep. 16, 2026) — Near Median

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CNBB CNB Community Bancorp Inc CNBB
59 GF Score
Price $52.00
GF Value $49.42
Valuation Fairly Valued
! 6 Warning Signs
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What is CNB Community Bancorp 5-Year Yield-on-Cost %?

CNB Community Bancorp CNBB 59 5-Year Yield-on-Cost % is 2.98 as of Sep. 16, 2026, which is 6% below its 10-year median of 3.16. GuruFocus rates CNBB with a GF Score™ of 59/100 and a GF Value™ of $49.42 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,241 Banks companies, CNB Community Bancorp ranks worse than 65.27% on this metric.

CNB Community Bancorp's yield on cost for the quarter that ended in Jun. 2026 was 2.98.


The historical rank and industry rank for CNB Community Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:

CNBB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.89   Med: 3.16   Max: 4.16
Current: 2.98


During the past 9 years, CNB Community Bancorp's highest Yield on Cost was 4.16. The lowest was 0.89. And the median was 3.16.


CNBB's 5-Year Yield-on-Cost % is ranked worse than
65.27% of 1241 companies
in the Banks industry
Industry Median: 3.82 vs CNBB: 2.98

CNB Community Bancorp  (OTCPK:CNBB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


CNB Community Bancorp 5-Year Yield-on-Cost % Related Terms


CNBB vs FTFI, RVSB, STBK: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, CNB Community Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Community Bancorp 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, CNB Community Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where CNB Community Bancorp's 5-Year Yield-on-Cost % falls into.


CNBB
59GF Score
CNB Community Bancorp Inc CNBB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB Community Bancorp 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of CNB Community Bancorp is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.98 mean?
CNB Community Bancorp (CNBB) has a 5-Year Yield-on-Cost % of 2.98 as of Sep. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNB Community Bancorp and its competitors. This is near median its historical median of 3.16. Over the past decade, CNB Community Bancorp's 5-Year Yield-on-Cost % has ranged from 0.89 to 4.16. According to the industry distribution chart, CNB Community Bancorp ranks #810 out of 1241 companies in the Banks industry, placing it in the top 65.3%.
Is CNB Community Bancorp's 5-Year Yield-on-Cost % too high?
CNB Community Bancorp's current 5-Year Yield-on-Cost % of 2.98 is near median its 10-year median of 3.16. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 4.16. The Banks industry median 5-Year Yield-on-Cost % is 3.82. CNB Community Bancorp's value of 2.98 is 22% below this industry median. Based on the distribution chart, CNB Community Bancorp ranks #810 out of 1241 companies in the Banks industry, which is below the industry midpoint. Overall, CNB Community Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB Community Bancorp's 5-Year Yield-on-Cost % compare to FTFI and RVSB?
According to the Banks industry distribution chart, CNB Community Bancorp ranks #810 out of 1241 companies for 5-Year Yield-on-Cost %. This places CNB Community Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. CNB Community Bancorp's value of 2.98 is 22% below this benchmark. Historically, CNB Community Bancorp's own 5-Year Yield-on-Cost % has ranged from 0.89 to 4.16 over the past decade. While the company's 10-year median is 3.16 vs. the industry median of 3.82, CNB Community Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB Community Bancorp's current 5-Year Yield-on-Cost % of 2.98 is 22% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNB Community Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB Community Bancorp's current 5-Year Yield-on-Cost % is 2.98, which is near median its own 10-year median of 3.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CNB Community Bancorp (CNBB) is currently considered Fairly Valued. The stock's GF Value™ is $49.42, compared to a current price of $52.00 — trading 5.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.98, which is near median its 10-year median of 3.16 and 22% below the Banks industry median of 3.82. CNB Community Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CNB Community Bancorp (CNBB), the current 5-Year Yield-on-Cost % is 2.98 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Community Bancorp (CNBB) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Community Bancorp stock appears to be overvalued. The current stock price of $52.00 is trading 5.2% above its estimated GF Value™ of $49.42. GuruFocus considers CNB Community Bancorp to be Fairly Valued.

Key valuation signals for CNBB:

  • 5-Year Yield-on-Cost %: 2.98 (near median its 10-year median of 3.16)
  • GF Value™: $49.42 vs. price of $52.00 (5.2% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 22% below the Banks median (#810 of 1241)

No single metric tells the full story. See the CNBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNB Community Bancorp Business Description

Address 1 South Howell Street, Hillsdale, MI, USA, 49242
CNB Community Bancorp Inc is a United States based bank holding company of County National Bank. The bank engaged in offering personal banking and business banking services. It provides checking accounts services, savings accounts services, loans, mortgages, Certificate of deposit, debit card and credit cards, among other services. In addition, the bank is also involved in the Trust and Investment activities.
59GF Score

Get the complete analysis for CNBB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.00
Price
$49.42
GF Value