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CNB Community BancorpCNBB 59 Net Margin % is 21.49% as of Jun. 2026, which is 11% below its 10-year median of 24.25. GuruFocus rates CNBB with a GF Score™ of 59/100 and a GF Value™ of $48.63 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, CNB Community Bancorp ranks worse than 66.67% on this metric.
The historical rank and industry rank for CNB Community Bancorp's Net Margin % or its related term are showing as below:
CNBB'
s Net Margin % Range Over the Past 10 Years
Min: 21.01 Med: 24.25 Max: 26.98
Current: 21.67
CNBB's Net Margin % is ranked worse than 66.67% of 1527
companies
in the Banks industry
Industry Median: 27.06
vs CNBB: 21.67
CNB Community Bancorp (OTCPK:CNBB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
CNB Community Bancorp Net Margin % Related Terms
CNB Community Bancorp Net Margin % Historical Data
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The historical data trend for CNB Community Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CNB Community Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Community Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CNB Community Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where CNB Community Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Community Bancorp (CNBB) has a Net Margin % of 21.49% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on CNB Community Bancorp and its competitors. This is 11% below median its historical median of 24.25. Over the past decade, CNB Community Bancorp's Net Margin % has ranged from 21.01 to 26.98. According to the industry distribution chart, CNB Community Bancorp ranks #1018 out of 1527 companies in the Banks industry, placing it in the top 66.7%.
Is CNB Community Bancorp's Net Margin % too high?
CNB Community Bancorp's current Net Margin % of 21.49% is 11% below median its 10-year median of 24.25. Over the past 10 years, this metric has ranged from a low of 21.01 to a high of 26.98. The Banks industry median Net Margin % is 27.06. CNB Community Bancorp's value of 21.49% is 20.6% below this industry median. Based on the distribution chart, CNB Community Bancorp ranks #1018 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, CNB Community Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNB Community Bancorp's Net Margin % compare to AUBN and BYLB?
According to the Banks industry distribution chart, CNB Community Bancorp ranks #1018 out of 1527 companies for Net Margin %. This places CNB Community Bancorp in the lower half of its industry. The industry median Net Margin % is 27.06. CNB Community Bancorp's value of 21.49% is 20.6% below this benchmark. Historically, CNB Community Bancorp's own Net Margin % has ranged from 21.01 to 26.98 over the past decade. While the company's 10-year median is 24.25 vs. the industry median of 27.06, CNB Community Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB Community Bancorp's current Net Margin % of 21.49% is 20.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on CNB Community Bancorp and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB Community Bancorp's current Net Margin % is 21.49%, which is 11% below median its own 10-year median of 24.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CNB Community Bancorp (CNBB) is currently considered Fairly Valued. The stock's GF Value™ is $48.63, compared to a current price of $51.00 — trading 4.9% above its estimated fair value. The current Net Margin % is 21.49%, which is 11% below median its 10-year median of 24.25 and 20.6% below the Banks industry median of 27.06. CNB Community Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For CNB Community Bancorp (CNBB), the current Net Margin % is 21.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Community Bancorp (CNBB) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Community Bancorp stock appears to be overvalued.
The current stock price of $51.00 is trading 4.9% above its estimated GF Value™ of $48.63.
GuruFocus considers CNB Community Bancorp to be Fairly Valued.
Key valuation signals for CNBB:
Net Margin %: 21.49% (11% below median its 10-year median of 24.25)
GF Value™: $48.63 vs. price of $51.00 (4.9% above fair value)
Industry Position: 20.6% below the Banks median (#1018 of 1527)
No single metric tells the full story. See the CNBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Community Bancorp Inc is a United States based bank holding company of County National Bank. The bank engaged in offering personal banking and business banking services. It provides checking accounts services, savings accounts services, loans, mortgages, Certificate of deposit, debit card and credit cards, among other services. In addition, the bank is also involved in the Trust and Investment activities.
59GF Score
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