Qliro AB (OSTO:QLIRO) Beta: 1.2567 (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:QLIRO Qliro AB OSTO:QLIRO
70 GF Score
Price kr19.50
GF Value kr16.37
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Qliro AB Beta?

Qliro AB OSTO:QLIRO +2.90% 70 Beta is 1.2567 as of Aug. 14, 2026. GuruFocus rates OSTO:QLIRO with a GF Score™ of 70/100 and a GF Value™ of kr16.37 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-14), Qliro AB's Beta is 1.2567.


Qliro AB  (OSTO:QLIRO) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Qliro AB Beta Related Terms


Qliro AB Beta Historical Data

* Premium members only.

The historical data trend for Qliro AB's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qliro AB Beta Chart

Qliro AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.77 1.20 1.33

Qliro AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.98 1.33 1.27 1.09

OSTO:QLIRO vs V, MA, AXP: Beta Comparison

For the Credit Services subindustry, Qliro AB's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qliro AB Beta vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's Beta distribution charts can be found below:

* The bar in red indicates where Qliro AB's Beta falls into.


OSTO:QLIRO
70GF Score
Qliro AB OSTO:QLIRO
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qliro AB Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 1.2567 mean?
Qliro AB (OSTO:QLIRO) has a Beta of 1.2567 as of Aug. 14, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Qliro AB and its competitors.
Is Qliro AB's Beta too high?
Qliro AB's current Beta is 1.2567. Overall, Qliro AB has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Beta compare to V and MA?
Qliro AB's Beta of 1.2567 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Credit Services company?
A good Beta depends on the Credit Services industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Qliro AB and its competitors. Qliro AB's current Beta is 1.2567. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (OSTO:QLIRO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr16.37, compared to a current price of kr19.50 — trading 19.1% above its estimated fair value. The current Beta is 1.2567. Qliro AB's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Qliro AB (OSTO:QLIRO), the current Beta is 1.2567 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (OSTO:QLIRO) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of kr19.50 is trading 19.1% above its estimated GF Value™ of kr16.37. GuruFocus considers Qliro AB to be Modestly Overvalued.

Key valuation signals for OSTO:QLIRO:

  • Beta: 1.2567
  • GF Value™: kr16.37 vs. price of kr19.50 (19.1% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the OSTO:QLIRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qliro AB Business Description

Other Exchanges 2AI:Germany
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
70GF Score

Get the complete analysis for OSTO:QLIRO

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr19.50
Price
kr16.37
GF Value