Qliro AB (OSTO:QLIRO) FCF Margin %: 11.31% (As of Mar. 2026)


OSTO:QLIRO Qliro AB OSTO:QLIRO
68 GF Score
Price kr18.75
GF Value kr17.65
Valuation Fairly Valued
! 6 Warning Signs
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What is Qliro AB FCF Margin %?

Qliro AB OSTO:QLIRO -0.79% 68 FCF Margin % is 11.31% as of Mar. 2026. GuruFocus rates OSTO:QLIRO with a GF Score™ of 68/100 and a GF Value™ of kr17.65 (Fairly Valued). The stock has 6 warning signs investors should review. Among 530 Credit Services companies, Qliro AB ranks worse than 69.43% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Qliro AB's Free Cash Flow for the three months ended in Mar. 2026 was kr16.1 Mil. Qliro AB's Revenue for the three months ended in Mar. 2026 was kr142.3 Mil. Therefore, Qliro AB's FCF Margin % for the quarter that ended in Mar. 2026 was 11.31%.

As of today, Qliro AB's current FCF Yield % is -25.27%.

The historical rank and industry rank for Qliro AB's FCF Margin % or its related term are showing as below:

OSTO:QLIRO' s FCF Margin % Range Over the Past 10 Years
Min: -179.06   Med: -33.57   Max: 176.79
Current: -31.15


During the past 9 years, the highest FCF Margin % of Qliro AB was 176.79%. The lowest was -179.06%. And the median was -33.57%.

OSTO:QLIRO's FCF Margin % is ranked worse than
69.43% of 530 companies
in the Credit Services industry
Industry Median: -0.06 vs OSTO:QLIRO: -31.15


Qliro AB FCF Margin % Related Terms


Qliro AB FCF Margin % Historical Data

* Premium members only.

The historical data trend for Qliro AB's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qliro AB FCF Margin % Chart

Qliro AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only -19.83 176.79 -179.06 63.13 -102.42

Qliro AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -245.16 -82.63 28.31 -82.02 11.31

OSTO:QLIRO vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Qliro AB's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qliro AB FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Qliro AB's FCF Margin % falls into.


OSTO:QLIRO
68GF Score
Qliro AB OSTO:QLIRO
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qliro AB FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Qliro AB's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-511.7/499.6
=-102.42 %

Qliro AB's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=16.1/142.3
=11.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 11.31% mean?
Qliro AB (OSTO:QLIRO) has a FCF Margin % of 11.31% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qliro AB and its competitors. According to the industry distribution chart, Qliro AB ranks #368 out of 530 companies in the Credit Services industry, placing it in the top 69.4%.
Is Qliro AB's FCF Margin % too high?
Qliro AB's current FCF Margin % is 11.31%. Based on the distribution chart, Qliro AB ranks #368 out of 530 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qliro AB has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #368 out of 530 companies for FCF Margin %. This places Qliro AB in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qliro AB and its competitors. Qliro AB's current FCF Margin % is 11.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (OSTO:QLIRO) is currently considered Fairly Valued. The stock's GF Value™ is kr17.65, compared to a current price of kr18.75 — trading 6.2% above its estimated fair value. The current FCF Margin % is 11.31%. Qliro AB's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Qliro AB (OSTO:QLIRO), the current FCF Margin % is 11.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (OSTO:QLIRO) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of kr18.75 is trading 6.2% above its estimated GF Value™ of kr17.65. GuruFocus considers Qliro AB to be Fairly Valued.

Key valuation signals for OSTO:QLIRO:

  • FCF Margin %: 11.31%
  • GF Value™: kr17.65 vs. price of kr18.75 (6.2% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the OSTO:QLIRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qliro AB Business Description

Other Exchanges 2AI:Germany
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
68GF Score

Get the complete analysis for OSTO:QLIRO

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr18.75
Price
kr17.65
GF Value